Commercial insurance is a vital tool for protecting businesses against a wide range of risks. However, choosing the right insurance coverage can be a daunting task, especially for those who are not familiar with the complexities of the insurance industry. In this blog post, we’ll take a look at five common mistakes businesses make when […]
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Business owners who own their buildings or equipment need commercial property insurance to mitigate disaster. It ensures your business will still be standing even if equipment breaks down or your building suffers serious damage. In this article, we’ll look at what commercial property insurance covers, what it doesn’t, the 3 most common types of commercial […]
Risk Assessment plays a crucial role in Executive Protection. In order to protect someone, you need to be aware of the risks that are threatening them on a day-to-day basis. Unfortunately, it is one of the most overlooked areas for protecting high-profile executives.
There aren’t a lot of resources available for cannabis business owners to protect themselves. Traditional insurance companies and banks have been hesitant to get involved due to fear of being penalized by the federal government and that the industry is a newborn to the global marketplace.
The cyber insurance industry has been facing challenges in recent years due to rising rates, mass cyber-attacks, and stricter policy terms. However, trends at the end of 2022 suggest that there may be positive developments on the horizon for both policyholders and insurance providers.
Having adequate liability insurance is crucial in the manufacturing industry. However, sometimes general liability insurance might not be enough to keep your business protected. Enter excess liability insurance.
If you’re a real estate investor or owner, you may have noticed a significant increase in insurance costs compared to previous years. In fact, Quarter 3 of 2022 marked the 20th consecutive quarter of increased commercial property insurance premiums, according to the Council of Insurance Agents and Brokers (CIAB). The average premium increase across all […]
Commercial general liability insurance is an essential part of any insurance plan. Why? General liability insurance is crucial in protecting your business.
If someone claims that your business caused them harm or loss and they take legal action against you, that action can cost your business plenty in defense costs and payments for damages.
You are permitted to require vaccinations as a condition of work, according to the Equal Employment Opportunity Commission (EEOC). However, if you choose to do so, there are several important protocols you must institute to ensure you don’t discriminate against someone in a protected group and open yourself up to legal liability. Pregnancy, age, genetic information, disability and religion are all crucial considerations to keep in mind.
Here are some key points from the COVID-19 guidance issued by the EEOC. The guidance is updated frequently, so check back often as new information becomes available.
If your business has changed over the past year, you run the risk of potentially overpaying for coverage or leaving your business underinsured.
During the business insurance renewal process, business owners have the opportunity to work with their insurance agents to determine if their insurance policies are still providing the coverage they need at the best available price.
Watch the video below as Peter Katkov, the founder of Apex Risk and Insurance Services, explains the Apex Proven Process: a method of analyzing your business to determine exactly what your insurance is (and isn’t) protecting. We want you to understand your insurance and use it as a tool.
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