{"id":1349,"date":"2023-04-06T17:48:03","date_gmt":"2023-04-07T00:48:03","guid":{"rendered":"https:\/\/www.apex-risk.com\/?page_id=1349"},"modified":"2023-06-13T09:31:52","modified_gmt":"2023-06-13T16:31:52","slug":"liability-coverage","status":"publish","type":"page","link":"https:\/\/www.apex-risk.com\/commercial-insurance\/liability-coverage\/","title":{"rendered":"Liability Coverage"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lg5tuskf-0a212828eb1e7d58b869e389ec7b8500\">\n.avia-section.av-lg5tuskf-0a212828eb1e7d58b869e389ec7b8500{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.apex-risk.com\/wp-content\/uploads\/2023\/04\/Sunset-glass-scaled.jpg);\nbackground-position:50% 50%;\nbackground-attachment:scroll;\n}\n.avia-section.av-lg5tuskf-0a212828eb1e7d58b869e389ec7b8500 .av-section-color-overlay{\nopacity:0.5;\nbackground-color:#0a0a0a;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-lg5tuskf-0a212828eb1e7d58b869e389ec7b8500 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  avia-full-stretch avia-bg-style-scroll av-section-color-overlay-active av-minimum-height av-minimum-height-60 av-height-percent  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_pc='60' data-av_min_height_opt='percent'><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1349'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-709e1x-0ef49802df7239f7d0b971ba69a41a01\">\n#top .hr.hr-invisible.av-709e1x-0ef49802df7239f7d0b971ba69a41a01{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-709e1x-0ef49802df7239f7d0b971ba69a41a01 hr-invisible  avia-builder-el-1  el_before_av_one_full  avia-builder-el-first '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='flex_column av-1x4d7vp-4249081bac7fb6c9a224380bc3eaf491 av_one_full  avia-builder-el-2  el_after_av_hr  avia-builder-el-last  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lg5trw9l-f1bb7ff58145856d4ba472b2c1782319\">\n#top .av-special-heading.av-lg5trw9l-f1bb7ff58145856d4ba472b2c1782319{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-lg5trw9l-f1bb7ff58145856d4ba472b2c1782319 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lg5trw9l-f1bb7ff58145856d4ba472b2c1782319 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-lg5trw9l-f1bb7ff58145856d4ba472b2c1782319 .av-subheading{\nfont-size:20px;\n}\n<\/style>\n<div  class='av-special-heading av-lg5trw9l-f1bb7ff58145856d4ba472b2c1782319 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-3  avia-builder-el-no-sibling '><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Liability Coverage<\/h1><div class='av_custom_color av-subheading av-subheading_below'><p>For Your Business<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div><div id='av_section_2'  class='avia-section av-1ugf011-08ae5c743d21f7142ec2088bc861283c main_color avia-section-large avia-no-border-styling  avia-builder-el-4  el_after_av_section  el_before_av_submenu  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1349'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-1tr0v2t-d445030076b0a0061d83c953932fd295 av_one_full  avia-builder-el-5  avia-builder-el-no-sibling  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lg5txi8r-6919a7e61602fb0abc48dc1d4c957e9d\">\n#top .av_textblock_section.av-lg5txi8r-6919a7e61602fb0abc48dc1d4c957e9d .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-lg5txi8r-6919a7e61602fb0abc48dc1d4c957e9d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div class=\"page\" title=\"Page 7\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<h3 class=\"p1\" style=\"text-align: center;\">Commercial insurance liability coverage is a type of insurance that protects businesses and organizations from financial losses due to claims of injury or damage caused by their operations, products, or services.<\/h3>\n<p class=\"p1\" style=\"text-align: center;\">This type of insurance is essential for businesses of all sizes as it can provide protection from lawsuits, settlements, and other legal expenses that can have a significant financial impact. Having adequate commercial insurance liability coverage can help businesses operate with peace of mind and mitigate potential risks associated with their day-to-day operations.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-2p71jp-ef9bf28b1cc3d8f1d2d5f5b77753a246-wrap avia-button-center  avia-builder-el-7  el_after_av_textblock  avia-builder-el-last '><a href='https:\/\/www.apex-risk.com\/contact-us\/'  class='avia-button av-2p71jp-ef9bf28b1cc3d8f1d2d5f5b77753a246 avia-icon_select-no avia-size-large avia-position-center avia-color-theme-color'  ><span class='avia_iconbox_title' >Find Out What You\u2019ve Been Missing<\/span><\/a><\/div><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div class='clear'><\/div><div id='sub_menu1'  class='av-submenu-container av-6j8e5h-01b39e7636149b2c5384f8d1ee64d1d6 main_color  avia-builder-el-8  el_after_av_section  el_before_av_layout_row  av-sticky-submenu submenu-not-first container_wrap sidebar_right' style='z-index:301' ><div class='container av-menu-mobile-disabled av-submenu-pos-center'><ul id='av-custom-submenu-1' class='av-subnav-menu'>\n<li class='menu-item av-4i9aj9-463ff4a0d6a59060cadb0fe7268bc14c menu-item-top-level menu-item-top-level-1'><a href='#general'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>General Liability<\/span><\/a><\/li>\n<li class='menu-item av-2nd8px-4deaa7a7c3a39073396514e5b931b469 menu-item-top-level menu-item-top-level-2'><a href='#product'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Product Liability<\/span><\/a><\/li>\n<li class='menu-item av-2nd8px-5-bc16560b6375b737f81aab8cc9aac102 menu-item-top-level menu-item-top-level-3'><a href='#commercial'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Commercial Auto Liability<\/span><\/a><\/li>\n<li class='menu-item av-2nd8px-4-379210e635122d0fa79b86fb923d5b81 menu-item-top-level menu-item-top-level-4'><a href='#umbrella'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Umbrella Coverage<\/span><\/a><\/li>\n<li class='menu-item av-2nd8px-3-7e81215a320c280bb340526865e4745c menu-item-top-level menu-item-top-level-5'><a href='#global'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Global Liability Coverage<\/span><\/a><\/li>\n<li class='menu-item av-2nd8px-2-4766a9697258786f0fa3ecbf7382f55e menu-item-top-level menu-item-top-level-6'><a href='#bailees'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Bailees Coverage<\/span><\/a><\/li>\n<li class='menu-item av-2nd8px-1-58811f3d32fae618497fdfc1475d5ed2 menu-item-top-level menu-item-top-level-7'><a href='#garage'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Garage Keepers\u2019 Liability Coverage<\/span><\/a><\/li>\n<\/ul><\/div><\/div><div class='sticky_placeholder'><\/div>\n<div id='general'  class='av-layout-grid-container av-1rgm1it-3f57ae595582c709831ceaec7e1c34a9 entry-content-wrapper alternate_color av-flex-cells  avia-builder-el-9  el_after_av_submenu  el_before_av_layout_row  av-cell-min-height av-cell-min-height-50 grid-row-not-first  container_wrap sidebar_right'   data-av_minimum_height_pc='50'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1q7oo7p-22dc678332658d051a7d4888748c5fda\">\n.flex_cell.av-1q7oo7p-22dc678332658d051a7d4888748c5fda{\nvertical-align:middle;\nbackground:url(https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/04\/FAvicon-Apex-Risk-1.png) 50% 50% no-repeat scroll ;\n}\n.responsive #top #wrap_all .flex_cell.av-1q7oo7p-22dc678332658d051a7d4888748c5fda{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-1q7oo7p-22dc678332658d051a7d4888748c5fda av-gridrow-cell av_two_fifth no_margin  avia-builder-el-10  el_before_av_cell_three_fifth  avia-builder-el-first  avia-full-stretch'  ><div class='flex_cell_inner'><div class='flex_column_table av-1omsx2t-cbdb24fa3986802ff07e7cf34e5b4048 sc-av_one_full av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1omsx2t-cbdb24fa3986802ff07e7cf34e5b4048\">\n.flex_column.av-1omsx2t-cbdb24fa3986802ff07e7cf34e5b4048{\nborder-radius:0 0 0 0;\n}\n<\/style>\n<div  class='flex_column av-1omsx2t-cbdb24fa3986802ff07e7cf34e5b4048 av_one_full  avia-builder-el-11  avia-builder-el-no-sibling  first flex_column_table_cell av-equal-height-column av-align-middle  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1n1mvkl-6836a00331f6b0b902a3ab0beffe36eb\">\n.av_font_icon.av-1n1mvkl-6836a00331f6b0b902a3ab0beffe36eb{\ncolor:#e05523;\nborder-color:#e05523;\n}\n.av_font_icon.av-1n1mvkl-6836a00331f6b0b902a3ab0beffe36eb .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-1n1mvkl-6836a00331f6b0b902a3ab0beffe36eb avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\uf117' data-av_iconfont='flaticon' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-lg5ty1a9-8df552d250edda0d3539d01067934a9a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: center;\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">General Liability<\/span><\/h2>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1let1ad-f6b7f20192d2d7d26a3a349a60ceeecf\">\n.flex_cell.av-1let1ad-f6b7f20192d2d7d26a3a349a60ceeecf{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-1let1ad-f6b7f20192d2d7d26a3a349a60ceeecf{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-1let1ad-f6b7f20192d2d7d26a3a349a60ceeecf av-gridrow-cell av_three_fifth no_margin  avia-builder-el-14  el_after_av_cell_two_fifth  avia-builder-el-last '  ><div class='flex_cell_inner'><div  class='flex_column av-1je6kx1-9694c6175d53a8a1efbe4412ec544885 av_one_full  avia-builder-el-15  avia-builder-el-no-sibling  first flex_column_div  '     ><section  class='av_textblock_section av-lg5u079t-cbf94f89d4b6251c5356d0efa554a7b6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>General Liability coverage is one of the most common types of commercial insurance coverage that provides protection against a wide range of potential liabilities that businesses can face. It typically covers claims of bodily injury, property damage, and personal injury such as libel or slander that arise from your business operations.<\/p>\n<p>This type of coverage is crucial for businesses of all sizes, especially those that interact with customers or the general public. It can help protect a business from financial losses associated with lawsuits, settlements, and other legal expenses. However, it is essential to note that General Liability coverage does not cover all types of liabilities. It generally excludes damages caused by intentional or criminal acts, damages to the business&#8217;s property, and liabilities that arise from professional services or advice.<\/p>\n<\/div><\/section><\/div>\n<\/div><\/div>\n<\/div>\n<div id='product'  class='av-layout-grid-container av-1ii6j5h-a4f53f79039010eb07e2840dfc5f4faf entry-content-wrapper main_color av-flex-cells  avia-builder-el-17  el_after_av_layout_row  el_before_av_layout_row  av-cell-min-height av-cell-min-height-50 grid-row-not-first  container_wrap sidebar_right'   data-av_minimum_height_pc='50'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1gpe53p-3d4c9c29f960989199c23b697171572e\">\n.flex_cell.av-1gpe53p-3d4c9c29f960989199c23b697171572e{\nvertical-align:middle;\n}\n.responsive #top #wrap_all .flex_cell.av-1gpe53p-3d4c9c29f960989199c23b697171572e{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-1gpe53p-3d4c9c29f960989199c23b697171572e av-gridrow-cell av_two_fifth no_margin  avia-builder-el-18  el_before_av_cell_three_fifth  avia-builder-el-first  mb-grey avia-full-stretch'  ><div class='flex_cell_inner'><div  class='flex_column av-1dz6wl1-749925364d807f2f55f2da279807e1d2 av_one_full  avia-builder-el-19  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lg5u4co9-d495a3388d731866bef460795a49d147\">\n.av_font_icon.av-lg5u4co9-d495a3388d731866bef460795a49d147{\ncolor:#e05523;\nborder-color:#e05523;\n}\n.av_font_icon.av-lg5u4co9-d495a3388d731866bef460795a49d147 .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-lg5u4co9-d495a3388d731866bef460795a49d147 avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\uf136' data-av_iconfont='flaticon' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-lg5u1ubt-9c0559d2aad23437341ab83f4fe5d0ff '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: center;\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">Product Liability<\/span><\/h2>\n<\/div><\/section><\/p><\/div>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1c7gnzp-6ec808b0c2f029e0ff7944f38cd3466e\">\n.flex_cell.av-1c7gnzp-6ec808b0c2f029e0ff7944f38cd3466e{\nvertical-align:middle;\nbackground-color:#f7f7f7;\n}\n.responsive #top #wrap_all .flex_cell.av-1c7gnzp-6ec808b0c2f029e0ff7944f38cd3466e{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-1c7gnzp-6ec808b0c2f029e0ff7944f38cd3466e av-gridrow-cell av_three_fifth no_margin  avia-builder-el-22  el_after_av_cell_two_fifth  avia-builder-el-last  mb-white'  ><div class='flex_cell_inner'><div  class='flex_column av-4q9sc5-bb1a67594df64e2cd1727d33a9739f39 av_one_full  avia-builder-el-23  avia-builder-el-no-sibling  first flex_column_div  '     ><section  class='av_textblock_section av-lg5u406t-d69a3d2e8b9d1ff90dcc22c607a1dc22 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>If you build, make, or distribute a product, Product Liability coverage is a must-have for your business. This type of coverage protects businesses from financial losses that may arise due to injuries or damages caused by their products. Product Liability coverage typically covers the cost of legal defense, settlements, and judgments related to product defects, design flaws, or manufacturing errors that lead to injury or property damage.<\/p>\n<p>It is essential for businesses that manufacture or sell products to have this type of coverage because they may be held liable for damages caused by their products, even if they had no direct involvement in the injury or damage. Without Product Liability coverage, businesses can face significant financial losses that can put their future at risk.<\/p>\n<\/div><\/section><\/div>\n<\/div><\/div>\n<\/div>\n<div id='commercial'  class='av-layout-grid-container av-1a83nf9-0e65086c48d48ddbbc4dc24ca283811b entry-content-wrapper alternate_color av-flex-cells  avia-builder-el-25  el_after_av_layout_row  el_before_av_layout_row  av-cell-min-height av-cell-min-height-50 grid-row-not-first  container_wrap sidebar_right'   data-av_minimum_height_pc='50'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-17vgo2d-6658fb6368162ccff1178a55af99c788\">\n.flex_cell.av-17vgo2d-6658fb6368162ccff1178a55af99c788{\nvertical-align:middle;\nbackground:url(https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/04\/FAvicon-Apex-Risk-1.png) 50% 50% no-repeat scroll ;\n}\n.responsive #top #wrap_all .flex_cell.av-17vgo2d-6658fb6368162ccff1178a55af99c788{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-17vgo2d-6658fb6368162ccff1178a55af99c788 av-gridrow-cell av_two_fifth no_margin  avia-builder-el-26  el_before_av_cell_three_fifth  avia-builder-el-first  avia-full-stretch'  ><div class='flex_cell_inner'><div class='flex_column_table av-489fad-ffe6e8c51705fdd95b4f38f8b9aa67de sc-av_one_full av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-489fad-ffe6e8c51705fdd95b4f38f8b9aa67de\">\n.flex_column.av-489fad-ffe6e8c51705fdd95b4f38f8b9aa67de{\nborder-radius:0 0 0 0;\n}\n<\/style>\n<div  class='flex_column av-489fad-ffe6e8c51705fdd95b4f38f8b9aa67de av_one_full  avia-builder-el-27  avia-builder-el-no-sibling  first flex_column_table_cell av-equal-height-column av-align-middle  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lg5u515d-6e795d4aa3541aaf4d8ce6ab1d56223b\">\n.av_font_icon.av-lg5u515d-6e795d4aa3541aaf4d8ce6ab1d56223b{\ncolor:#e05523;\nborder-color:#e05523;\n}\n.av_font_icon.av-lg5u515d-6e795d4aa3541aaf4d8ce6ab1d56223b .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-lg5u515d-6e795d4aa3541aaf4d8ce6ab1d56223b avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\uf12b' data-av_iconfont='flaticon' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-lg5u4uzf-870318ed2de65aa2ba340cef84874cf7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: center;\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">Commercial Auto Liability<\/span><\/h2>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-14mxx9h-69537bee6948970526586775f20b0cd1\">\n.flex_cell.av-14mxx9h-69537bee6948970526586775f20b0cd1{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-14mxx9h-69537bee6948970526586775f20b0cd1{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-14mxx9h-69537bee6948970526586775f20b0cd1 av-gridrow-cell av_three_fifth no_margin  avia-builder-el-30  el_after_av_cell_two_fifth  avia-builder-el-last '  ><div class='flex_cell_inner'><div  class='flex_column av-3x6z5h-477eb02e5dc41eff2d8d7b5e3ac8b862 av_one_full  avia-builder-el-31  avia-builder-el-no-sibling  first flex_column_div  '     ><section  class='av_textblock_section av-11099z9-fb92cc2fcb398d226e6f004beed00626 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Commercial auto liability coverage is a type of insurance that protects businesses that own and operate vehicles for their operations. If your business uses vehicles, whether they are owned, leased, or rented, it is important to have this coverage. Commercial auto liability coverage provides protection against financial losses that may arise due to injuries or damages caused by your business vehicles.<\/p>\n<p>This coverage typically covers the cost of legal defense, settlements, and judgments related to accidents that occur while driving for business purposes. Without commercial auto liability coverage, businesses can be held liable for the damages caused by their vehicles, which can result in significant financial losses. Having this coverage can provide businesses with peace of mind and help mitigate potential risks associated with their day-to-day operations.<\/p>\n<\/div><\/section><\/div>\n<\/div><\/div>\n<\/div>\n<div id='umbrella'  class='av-layout-grid-container av-yxrb1x-4b0c7929587c3ce886e3078327ecdd23 entry-content-wrapper main_color av-flex-cells  avia-builder-el-33  el_after_av_layout_row  el_before_av_layout_row  av-cell-min-height av-cell-min-height-50 grid-row-not-first  container_wrap sidebar_right'   data-av_minimum_height_pc='50'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-xf5uvp-25355e4803b637decc849beb00deea81\">\n.flex_cell.av-xf5uvp-25355e4803b637decc849beb00deea81{\nvertical-align:middle;\n}\n.responsive #top #wrap_all .flex_cell.av-xf5uvp-25355e4803b637decc849beb00deea81{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-xf5uvp-25355e4803b637decc849beb00deea81 av-gridrow-cell av_two_fifth no_margin  avia-builder-el-34  el_before_av_cell_three_fifth  avia-builder-el-first  mb-grey avia-full-stretch'  ><div class='flex_cell_inner'><div  class='flex_column av-woua85-ba666b242122b42cc6f89cf4b606139e av_one_full  avia-builder-el-35  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-usc5d1-061bd40d8587ec1b0c9589b6d755e7a6\">\n.av_font_icon.av-usc5d1-061bd40d8587ec1b0c9589b6d755e7a6{\ncolor:#e05523;\nborder-color:#e05523;\n}\n.av_font_icon.av-usc5d1-061bd40d8587ec1b0c9589b6d755e7a6 .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-usc5d1-061bd40d8587ec1b0c9589b6d755e7a6 avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\uf118' data-av_iconfont='flaticon' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-toc185-979609dd848c5acc8c214cde21f37cf1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: center;\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">Umbrella Coverage<\/span><\/h2>\n<\/div><\/section><\/p><\/div>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-qn1pf9-c27e6bbf9dfe2552e07feb380e9e4d5f\">\n.flex_cell.av-qn1pf9-c27e6bbf9dfe2552e07feb380e9e4d5f{\nvertical-align:middle;\nbackground-color:#f7f7f7;\n}\n.responsive #top #wrap_all .flex_cell.av-qn1pf9-c27e6bbf9dfe2552e07feb380e9e4d5f{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-qn1pf9-c27e6bbf9dfe2552e07feb380e9e4d5f av-gridrow-cell av_three_fifth no_margin  avia-builder-el-38  el_after_av_cell_two_fifth  avia-builder-el-last  mb-white'  ><div class='flex_cell_inner'><div  class='flex_column av-273w6t-089ee9cdcafc96ea8a3cbcba26638a2a av_one_full  avia-builder-el-39  avia-builder-el-no-sibling  first flex_column_div  '     ><section  class='av_textblock_section av-lg6qnsei-afe38685bef82bfb18771b0f043f9237 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Umbrella coverage is a type of insurance that provides additional protection to businesses beyond the limits of their general, property, and auto liability policies. With umbrella coverage, your business can have higher limits of liability insurance, which is essential in today&#8217;s litigious environment.<\/p>\n<p>Umbrella coverage is designed to cover the gaps that exist in traditional liability insurance policies and provide a safeguard against unforeseen events that could potentially bankrupt your business. At Apex Risk, we can help you assess your business&#8217;s specific risks and tailor an umbrella coverage policy that fits your needs and budget. Don&#8217;t leave your business&#8217;s financial future to chance;<a href=\"https:\/\/www.apex-risk.com\/contact-us\/\"> contact us today<\/a> to learn more about umbrella coverage.<\/p>\n<\/div><\/section><\/div>\n<\/div><\/div>\n<\/div>\n<div id='global'  class='av-layout-grid-container av-r8q3k5-47ac660786e0dd08abff56d0b1e7a027 entry-content-wrapper alternate_color av-flex-cells  avia-builder-el-41  el_after_av_layout_row  el_before_av_layout_row  av-cell-min-height av-cell-min-height-50 grid-row-not-first  container_wrap sidebar_right'   data-av_minimum_height_pc='50'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-pnehfp-3d30d3db058c5441fe844f58d5f4d210\">\n.flex_cell.av-pnehfp-3d30d3db058c5441fe844f58d5f4d210{\nvertical-align:middle;\nbackground:url(https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/04\/FAvicon-Apex-Risk-1.png) 50% 50% no-repeat scroll ;\n}\n.responsive #top #wrap_all .flex_cell.av-pnehfp-3d30d3db058c5441fe844f58d5f4d210{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-pnehfp-3d30d3db058c5441fe844f58d5f4d210 av-gridrow-cell av_two_fifth no_margin  avia-builder-el-42  el_before_av_cell_three_fifth  avia-builder-el-first  avia-full-stretch'  ><div class='flex_cell_inner'><div class='flex_column_table av-2h64b9-c5285a8c6b5771b329c49505c0b6aff1 sc-av_one_full av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2h64b9-c5285a8c6b5771b329c49505c0b6aff1\">\n.flex_column.av-2h64b9-c5285a8c6b5771b329c49505c0b6aff1{\nborder-radius:0 0 0 0;\n}\n<\/style>\n<div  class='flex_column av-2h64b9-c5285a8c6b5771b329c49505c0b6aff1 av_one_full  avia-builder-el-43  avia-builder-el-no-sibling  first flex_column_table_cell av-equal-height-column av-align-middle  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lg6qt9uj-a0b609a4caebb3b09353fb5c03fa946c\">\n.av_font_icon.av-lg6qt9uj-a0b609a4caebb3b09353fb5c03fa946c{\ncolor:#e05523;\nborder-color:#e05523;\n}\n.av_font_icon.av-lg6qt9uj-a0b609a4caebb3b09353fb5c03fa946c .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-lg6qt9uj-a0b609a4caebb3b09353fb5c03fa946c avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\ue8ad' data-av_iconfont='entypo-fontello' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-lg6qp79d-c7b003e7ae98a2a41759156aba092b07 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: center;\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">Global Liability Coverage<\/span><\/h2>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lwn8dh-58794c71c8aa019e2eb9ca26df5c38f2\">\n.flex_cell.av-lwn8dh-58794c71c8aa019e2eb9ca26df5c38f2{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-lwn8dh-58794c71c8aa019e2eb9ca26df5c38f2{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-lwn8dh-58794c71c8aa019e2eb9ca26df5c38f2 av-gridrow-cell av_three_fifth no_margin  avia-builder-el-46  el_after_av_cell_two_fifth  avia-builder-el-last '  ><div class='flex_cell_inner'><div  class='flex_column av-kzyyp1-e28f532f5d1f5195fa365a26b8de2aae av_one_full  avia-builder-el-47  avia-builder-el-no-sibling  first flex_column_div  '     ><section  class='av_textblock_section av-lg6qt07p-587619f1042f67b1992d4c1381bde165 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Global liability coverage is designed for businesses that operate internationally and need insurance protection that extends beyond their home country. With global liability coverage, your operations abroad are covered, and the coverage territory is broadened to protect not only your business but also your employees, customers, and vendors in foreign countries.<\/p>\n<p>Global coverage provides essential protection against claims related to bodily injury, property damage, and other liability risks that can arise from your international operations. At Apex, we understand the complexities of doing business abroad, and we are committed to providing the insurance coverage you need to operate with confidence and peace of mind.<\/p>\n<\/div><\/section><\/div>\n<\/div><\/div>\n<\/div>\n<div id='bailees'  class='av-layout-grid-container av-il7gph-8607cdcc56e5e804e3db19d29cc83b29 entry-content-wrapper main_color av-flex-cells  avia-builder-el-49  el_after_av_layout_row  el_before_av_layout_row  av-cell-min-height av-cell-min-height-50 grid-row-not-first  container_wrap sidebar_right'   data-av_minimum_height_pc='50'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-i1kdgl-7d4dd241b003f792e3ec95dd86ee1cc0\">\n.flex_cell.av-i1kdgl-7d4dd241b003f792e3ec95dd86ee1cc0{\nvertical-align:middle;\n}\n.responsive #top #wrap_all .flex_cell.av-i1kdgl-7d4dd241b003f792e3ec95dd86ee1cc0{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-i1kdgl-7d4dd241b003f792e3ec95dd86ee1cc0 av-gridrow-cell av_two_fifth no_margin  avia-builder-el-50  el_before_av_cell_three_fifth  avia-builder-el-first  mb-grey avia-full-stretch'  ><div class='flex_cell_inner'><div  class='flex_column av-fxuogl-4dc41b26de44bdf3f657e169ea2d91b5 av_one_full  avia-builder-el-51  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lg6qw9a6-74736846215a96b0674cd101c425f5b0\">\n.av_font_icon.av-lg6qw9a6-74736846215a96b0674cd101c425f5b0{\ncolor:#e05523;\nborder-color:#e05523;\n}\n.av_font_icon.av-lg6qw9a6-74736846215a96b0674cd101c425f5b0 .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-lg6qw9a6-74736846215a96b0674cd101c425f5b0 avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\uf117' data-av_iconfont='flaticon' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-lg6qpfye-25b0b1849353548b96f18636e576683d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: center;\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">Bailees Coverage<\/span><\/h2>\n<\/div><\/section><\/p><\/div>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ebvx05-9294d9e84f68e08dffb8a7bf82182818\">\n.flex_cell.av-ebvx05-9294d9e84f68e08dffb8a7bf82182818{\nvertical-align:middle;\nbackground-color:#f7f7f7;\n}\n.responsive #top #wrap_all .flex_cell.av-ebvx05-9294d9e84f68e08dffb8a7bf82182818{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-ebvx05-9294d9e84f68e08dffb8a7bf82182818 av-gridrow-cell av_three_fifth no_margin  avia-builder-el-54  el_after_av_cell_two_fifth  avia-builder-el-last  mb-white'  ><div class='flex_cell_inner'><div  class='flex_column av-cfs545-26d37dd63965a6beb8d69887af30845d av_one_full  avia-builder-el-55  avia-builder-el-no-sibling  first flex_column_div  '     ><section  class='av_textblock_section av-lg6qw0nd-c5b29c9605510d936030840bada71e1d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Bailees Coverage is an important type of insurance that is designed to protect businesses and individuals who are responsible for the property of others. As a bailee, you may be responsible for the property of another person, either in transit or in your stationary care. This responsibility can be a significant risk, and it is important to take steps to mitigate that risk. At our company, we understand the challenges that bailees face, and we offer comprehensive Bailees Coverage to provide the protection you need.<\/p>\n<p>Bailees Coverage is designed to cover your liability for damage or loss of the property in your care. Whether you are a dry cleaner, a repair shop, or a moving company, Bailees Coverage is essential to protect your business against the risks of damage, theft, or loss of your customers&#8217; property. Whether you need protection for a short-term project or a long-term business operation, we can help find the best protection for all your business activities..<\/p>\n<\/div><\/section><\/div>\n<\/div><\/div>\n<\/div>\n<div id='garage'  class='av-layout-grid-container av-b9lsmd-040b593f456382679ad69faad772d5e0 entry-content-wrapper alternate_color av-flex-cells  avia-builder-el-57  el_after_av_layout_row  el_before_av_button_big  av-cell-min-height av-cell-min-height-50 grid-row-not-first  container_wrap sidebar_right'   data-av_minimum_height_pc='50'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9ny6ed-76f0a4ff7669d95858e103f2cae3d297\">\n.flex_cell.av-9ny6ed-76f0a4ff7669d95858e103f2cae3d297{\nvertical-align:middle;\nbackground:url(https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/04\/FAvicon-Apex-Risk-1.png) 50% 50% no-repeat scroll ;\n}\n.responsive #top #wrap_all .flex_cell.av-9ny6ed-76f0a4ff7669d95858e103f2cae3d297{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-9ny6ed-76f0a4ff7669d95858e103f2cae3d297 av-gridrow-cell av_two_fifth no_margin  avia-builder-el-58  el_before_av_cell_three_fifth  avia-builder-el-first  avia-full-stretch'  ><div class='flex_cell_inner'><div class='flex_column_table av-7gzgfp-9a95fd91ce6b231700037eecf7cd14ca sc-av_one_full av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7gzgfp-9a95fd91ce6b231700037eecf7cd14ca\">\n.flex_column.av-7gzgfp-9a95fd91ce6b231700037eecf7cd14ca{\nborder-radius:0 0 0 0;\n}\n<\/style>\n<div  class='flex_column av-7gzgfp-9a95fd91ce6b231700037eecf7cd14ca av_one_full  avia-builder-el-59  avia-builder-el-no-sibling  first flex_column_table_cell av-equal-height-column av-align-middle  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5k8qxh-3712afa4832df451f3129358244fc8df\">\n.av_font_icon.av-5k8qxh-3712afa4832df451f3129358244fc8df{\ncolor:#e05523;\nborder-color:#e05523;\n}\n.av_font_icon.av-5k8qxh-3712afa4832df451f3129358244fc8df .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-5k8qxh-3712afa4832df451f3129358244fc8df avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\uf12b' data-av_iconfont='flaticon' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-lg6qpt07-4be6701cba27f11f79100a1b98e52994 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: center;\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">Garage Keepers&#8217; Liability Coverage<\/span><\/h2>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-44d19x-c4a03ab1ae9725632b69a5728a1b25fc\">\n.flex_cell.av-44d19x-c4a03ab1ae9725632b69a5728a1b25fc{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-44d19x-c4a03ab1ae9725632b69a5728a1b25fc{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-44d19x-c4a03ab1ae9725632b69a5728a1b25fc av-gridrow-cell av_three_fifth no_margin  avia-builder-el-62  el_after_av_cell_two_fifth  avia-builder-el-last '  ><div class='flex_cell_inner'><div  class='flex_column av-2ore9x-014e42730ceebcfc5744c9e4714f2c04 av_one_full  avia-builder-el-63  avia-builder-el-no-sibling  first flex_column_div  '     ><section  class='av_textblock_section av-lg6r0asj-5c82d9ba615e746e0613263636b46ec4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Garage Keepers coverage is a crucial type of insurance designed to protect businesses that operate in the automotive industry. At Apex, we understand the risks that auto repair shops, valet parking services, and other businesses face when they are responsible for the property of others. That&#8217;s why we offer comprehensive Garage Keepers coverage that provides protection for the vehicles in your care.<\/p>\n<p>Whether you work with trucks, luxury cars, or other types of vehicles, Garage Keepers coverage can help protect your business against the risks of damage, theft, or loss of the property in your care. This type of coverage is designed to cover your liability for damage to customer vehicles that are in your custody or control, whether they are parked in your lot, being serviced in your shop, or transported by your business.<\/p>\n<\/div><\/section><\/div>\n<\/div><\/div>\n<\/div>\n<div  class='avia-button-wrap avia-button-center  avia-builder-el-65  el_after_av_layout_row  el_before_av_section '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-c8mq51-d13ad46acb81cc2f617252d448beb7fe\">\n#top #wrap_all .avia-button.av-c8mq51-d13ad46acb81cc2f617252d448beb7fe:hover{\ncolor:white;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/06\/Apex_Top-10-Insurance-Mistakes_V1.pdf' class='avia-color-theme-color avia-font-color-theme-color avia-button avia-button-fullwidth av-c8mq51-d13ad46acb81cc2f617252d448beb7fe avia-icon_select-yes-left-icon avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\" ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue823' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >THE TOP 10 MOST COMMON INSURANCE MISTAKES<\/span><span class='avia_button_background avia-button avia-button-fullwidth avia-color-theme-color-highlight'><\/span><\/a><\/div>\n<div id='av_section_3'  class='avia-section av-av_section-9f83e4bbb8d7639500ee9368183b127d main_color avia-section-large avia-no-border-styling  avia-builder-el-66  el_after_av_button_big  avia-builder-el-last  custom-testimonials avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1349'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-2fd22416e3ecb2ae562aafd9b34f617e\">\n#top .av-special-heading.av-av_heading-2fd22416e3ecb2ae562aafd9b34f617e{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-av_heading-2fd22416e3ecb2ae562aafd9b34f617e .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-2fd22416e3ecb2ae562aafd9b34f617e .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-2fd22416e3ecb2ae562aafd9b34f617e av-special-heading-h2 blockquote modern-quote modern-centered  avia-builder-el-67  el_before_av_testimonials  avia-builder-el-first '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Client Testimonials<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_testimonials-9670d724b827a37509aea2c9ba1692e4\">\n#top .avia-testimonial-wrapper.av-av_testimonials-9670d724b827a37509aea2c9ba1692e4 .avia-testimonial-content{\nfont-size:20px;\n}\n<\/style>\n<div  class='avia-testimonial-wrapper av-av_testimonials-9670d724b827a37509aea2c9ba1692e4 avia-slider-testimonials avia-slider-2-testimonials avia_animate_when_almost_visible av-large-testimonial-slider av-slideshow-ui av-control-default av-no-slider-navigation av-slider-hover-pause av-slideshow-autoplay av-loop-endless av-loop-manual-endless' data-slideshow-options=\"{&quot;animation&quot;:&quot;fade&quot;,&quot;autoplay&quot;:true,&quot;loop_autoplay&quot;:&quot;endless&quot;,&quot;interval&quot;:8,&quot;loop_manual&quot;:&quot;manual-endless&quot;,&quot;autoplay_stopper&quot;:false,&quot;noNavigation&quot;:false,&quot;bg_slider&quot;:false,&quot;keep_padding&quot;:&quot;&quot;,&quot;hoverpause&quot;:true,&quot;show_slide_delay&quot;:0}\">\n<section class=\"avia-testimonial-row\"><div class='avia-testimonial av-av_testimonial_single-f43380129777732982be843c1c49ea48 avia-testimonial-row-1 avia-first-testimonial flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p>&#8220;Apex provides boutique, white glove service that surpasses big box insurance providers. As a small business, their support has been invaluable in ensuring our contract execution is smooth and efficient.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Tyler C.<\/strong><span  class='avia-testimonial-subtitle '  itemprop=\"jobTitle\" >Construction Management & Dispute Resolution Consultant at Civic CM<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-av_testimonial_single-046781b11b1a8da1b999493b0cb285af avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p>&#8220;When Peter first told me he was leaving his former company and starting Apex I was a little nervous but also very excited for him. Peter had been handling the Guardian portfolio for many years before we met and his starting APEX was the next move. He and I were introduced in 2016 and at the time, I had very little experience with construction and stabilized project insurance. Over the past 7 years, Peter made himself available to answer questions, explain processes and continues to provide guidance for handling our portfolio, consisting of 7 large multi-family communities in California and Nevada and five large retail centers in California. As our company continues to grow its assets to over $1B, there is no doubt Peter, his team at Apex (Dawn and Melissa) will continue to be there (even at odd hours) to support our growth. They are a team that truly cares about their clients and works to support them.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Christina S.<\/strong><span  class='avia-testimonial-subtitle '  itemprop=\"jobTitle\" >Legal Operations Manager at Senior Paralegal<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-av_testimonial_single-f43380129777732982be843c1c49ea48 avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p>&#8220;We rely on insurance for our construction consulting work, and Apex&#8217;s white glove service ensures we have a quick and responsive partner. They go above and beyond to address our insurance needs, allowing us to focus on our expertise.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Tyler C.<\/strong><span  class='avia-testimonial-subtitle '  itemprop=\"jobTitle\" >Construction Management & Dispute Resolution Consultant at Civic CM<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-av_testimonial_single-7add494501a744f99a71dfb3e7d3b048 avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p>&#8220;As a growing technology company, we understand the importance of having a comprehensive and flexible insurance program. That&#8217;s why we have been so pleased to work with Apex. From the very beginning, their team took the time to listen to our needs and understand our business. They worked with us to create a customized program that provided the coverage we needed at the most competitive cost. Their attention to detail and commitment to customer service is also impressive. Anytime we have had questions or concerns, their team has been quick to respond and provide us with the information we need. This commitment carries over to the renewal process as well, which has always gone smoothly and on schedule.We feel confident that our business is protected and prepared for whatever challenges may come our way. We are grateful for the partnership we have formed with Apex and would highly recommend their services to anyone.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Jon N.<\/strong><span  class='avia-testimonial-subtitle '  itemprop=\"jobTitle\" >CFO  at Perceptyx, Inc.<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-av_testimonial_single-f43380129777732982be843c1c49ea48 avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p>&#8220;Apex stands out with their direct engagement and involvement with our clients. Unlike other insurance firms, they actively participate in resolving insurance issues and provide us with a direct line of communication. This level of support is unique and greatly appreciated.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Tyler C.<\/strong><span  class='avia-testimonial-subtitle '  itemprop=\"jobTitle\" >Construction Management & Dispute Resolution Consultant at Civic CM<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-av_testimonial_single-962ebc4b97b4fd41aa9be57aa3352a7f avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p>&#8220;Peter has been an amazing resource for insurance questions and early indications. His professionalism and knowledge of the surf industry has been extremely helpful in our planning process.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Blake H.<\/strong><span  class='avia-testimonial-subtitle '  itemprop=\"jobTitle\" >Chief Operating Officer at Beach Street Development<\/span><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-av_testimonial_single-f43380129777732982be843c1c49ea48 avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p>&#8220;Working with Apex has been a game-changer for us. Their involvement in resolving insurance matters, even if it&#8217;s not directly related to our service line, has been extremely valuable. Their expertise and willingness to communicate directly with clients make them an indispensable partner.&#8221;<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Tyler C.<\/strong><span  class='avia-testimonial-subtitle '  itemprop=\"jobTitle\" >Construction Management & Dispute Resolution Consultant at Civic CM<\/span><\/div><\/div><\/div><\/div>\n<\/section><div class='avia-slideshow-arrows avia-slideshow-controls' ><a href='#prev' class='prev-slide ' aria-hidden='true' data-av_icon='\ue87c' data-av_iconfont='entypo-fontello'  tabindex='-1'>Previous<\/a><a href='#next' class='next-slide ' aria-hidden='true' data-av_icon='\ue87d' data-av_iconfont='entypo-fontello'  tabindex='-1'>Next<\/a><\/div><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_3'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1349'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":1350,"parent":494,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Liability Coverage - Apex Risk &amp; 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