{"id":494,"date":"2022-04-05T02:20:02","date_gmt":"2022-04-05T09:20:02","guid":{"rendered":"https:\/\/www.apex-risk.com\/?page_id=494"},"modified":"2023-06-08T08:27:20","modified_gmt":"2023-06-08T15:27:20","slug":"commercial-insurance","status":"publish","type":"page","link":"https:\/\/www.apex-risk.com\/commercial-insurance\/","title":{"rendered":"Commercial Insurance"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l1y7qngm-a80d4fd61400c5d8185083d42161f573\">\n.avia-section.av-l1y7qngm-a80d4fd61400c5d8185083d42161f573{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/05\/buildings-representing-commercial-insurance.jpg);\nbackground-position:50% 50%;\nbackground-attachment:scroll;\n}\n.avia-section.av-l1y7qngm-a80d4fd61400c5d8185083d42161f573 .av-section-color-overlay{\nopacity:0.5;\nbackground-color:#0a0a0a;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-l1y7qngm-a80d4fd61400c5d8185083d42161f573 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  avia-full-stretch avia-bg-style-scroll av-section-color-overlay-active av-minimum-height av-minimum-height-60 av-height-percent  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_pc='60' data-av_min_height_opt='percent'><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-494'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-671p1y-1786c80018c5ab9249a2e080bbecc421\">\n#top .hr.hr-invisible.av-671p1y-1786c80018c5ab9249a2e080bbecc421{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-671p1y-1786c80018c5ab9249a2e080bbecc421 hr-invisible  avia-builder-el-1  el_before_av_one_full  avia-builder-el-first '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='flex_column av-642ofi-2aec2a88e4efcce0618ae43e552291f9 av_one_full  avia-builder-el-2  el_after_av_hr  avia-builder-el-last  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l1y793ut-f9bc674a9319718c20eb74384913a9a8\">\n#top .av-special-heading.av-l1y793ut-f9bc674a9319718c20eb74384913a9a8{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-l1y793ut-f9bc674a9319718c20eb74384913a9a8 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-l1y793ut-f9bc674a9319718c20eb74384913a9a8 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-l1y793ut-f9bc674a9319718c20eb74384913a9a8 .av-subheading{\nfont-size:20px;\n}\n<\/style>\n<div  class='av-special-heading av-l1y793ut-f9bc674a9319718c20eb74384913a9a8 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-3  avia-builder-el-no-sibling '><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Commercial Insurance<\/h1><div class='av_custom_color av-subheading av-subheading_below'><p>With a Human Touch<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div><div id='av_section_2'  class='avia-section av-5ugz7q-c795b6deb7d8066830fc44cd073fbd9d main_color avia-section-large avia-no-border-styling  avia-builder-el-4  el_after_av_section  el_before_av_submenu  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-494'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-5r2pza-4c27c387c75c4b596d9af329780ff37d av_one_full  avia-builder-el-5  avia-builder-el-no-sibling  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l1y7anbs-2b0b4848306a0754f80e7c8081a504ca\">\n#top .av_textblock_section.av-l1y7anbs-2b0b4848306a0754f80e7c8081a504ca .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-l1y7anbs-2b0b4848306a0754f80e7c8081a504ca '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div class=\"page\" title=\"Page 7\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<h3 class=\"p1\" style=\"text-align: center;\"><b>Apex was specifically founded to fill the service and consultative gap left by agency consolidations in the insurance marketplace. <\/b><\/h3>\n<p class=\"p3\" style=\"text-align: center;\">These consolidations have left customers who are used to a boutique service approach with no personal connection to their team.<\/p>\n<p class=\"p3\" style=\"text-align: center;\">Apex brings the high-touch service proposition back to the San Diego business community, and beyond.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-l1y845vl-92e31786c48952b4068e7e45a6e1ead0-wrap avia-button-center  avia-builder-el-7  el_after_av_textblock  avia-builder-el-last '><a href='https:\/\/www.apex-risk.com\/contact-us\/'  class='avia-button av-l1y845vl-92e31786c48952b4068e7e45a6e1ead0 avia-icon_select-no avia-size-large avia-position-center avia-color-theme-color'  ><span class='avia_iconbox_title' >Find Out What You\u2019ve Been Missing<\/span><\/a><\/div><\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div class='clear'><\/div><div id='sub_menu1'  class='av-submenu-container av-lggx5wp4-ea8e00c938100f0dc254dadfa166c2ea main_color  avia-builder-el-8  el_after_av_section  el_before_av_layout_row  av-sticky-submenu submenu-not-first container_wrap sidebar_right' style='z-index:301' ><div class='container av-menu-mobile-disabled av-submenu-pos-center'><ul id='av-custom-submenu-1' class='av-subnav-menu'>\n<li class='menu-item av-lggx4yso-8549a40396ae68c0771b1e9ff41901e0 menu-item-top-level menu-item-top-level-1'><a href='#liability'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Liability<\/span><\/a><\/li>\n<li class='menu-item av-lggx5d08-b405294201adebb9ef34d89a4e51dc69 menu-item-top-level menu-item-top-level-2'><a href='#property'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Property<\/span><\/a><\/li>\n<li class='menu-item av-lggx5d08-2-762fb1b450298712d3bdbe2fc6e1f77e menu-item-top-level menu-item-top-level-3'><a href='#executive'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Executive Protection<\/span><\/a><\/li>\n<li class='menu-item av-lggx5d08-1-469ad378622d1b7422e960effe1324fa menu-item-top-level menu-item-top-level-4'><a href='#employment'  ><span class='avia-bullet'><\/span><span class='avia-menu-text'>Employment Protection<\/span><\/a><\/li>\n<\/ul><\/div><\/div><div class='sticky_placeholder'><\/div><\/p>\n<div id='liability'  class='av-layout-grid-container av-l1y7bauw-d3232fbb42798b2a7b3282588f9dec52 entry-content-wrapper alternate_color av-flex-cells  avia-builder-el-9  el_after_av_submenu  el_before_av_layout_row  av-cell-min-height av-cell-min-height-50 grid-row-not-first  container_wrap sidebar_right'   data-av_minimum_height_pc='50'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l1y7bl74-b83daf1d20f7adff873f78c7229cf81e\">\n.flex_cell.av-l1y7bl74-b83daf1d20f7adff873f78c7229cf81e{\nvertical-align:middle;\nbackground:url(https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/04\/FAvicon-Apex-Risk-1.png) 50% 50% no-repeat scroll ;\n}\n.responsive #top #wrap_all .flex_cell.av-l1y7bl74-b83daf1d20f7adff873f78c7229cf81e{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-l1y7bl74-b83daf1d20f7adff873f78c7229cf81e av-gridrow-cell av_two_fifth no_margin  avia-builder-el-10  el_before_av_cell_three_fifth  avia-builder-el-first  avia-full-stretch'  ><div class='flex_cell_inner'><div class='flex_column_table av-l1y7ydft-b19fe6937ba919913ed3379f153dfef4 sc-av_one_full av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l1y7ydft-b19fe6937ba919913ed3379f153dfef4\">\n.flex_column.av-l1y7ydft-b19fe6937ba919913ed3379f153dfef4{\nborder-radius:0 0 0 0;\n}\n<\/style>\n<div  class='flex_column av-l1y7ydft-b19fe6937ba919913ed3379f153dfef4 av_one_full  avia-builder-el-11  avia-builder-el-no-sibling  first flex_column_table_cell av-equal-height-column av-align-middle  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5ipfj2-69e8937842919ae40cd51509320a55d0\">\n.av_font_icon.av-5ipfj2-69e8937842919ae40cd51509320a55d0{\ncolor:#e05523;\nborder-color:#e05523;\n}\n.av_font_icon.av-5ipfj2-69e8937842919ae40cd51509320a55d0 .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-5ipfj2-69e8937842919ae40cd51509320a55d0 avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\uf117' data-av_iconfont='flaticon' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-l1y7uku4-01c92257e6b2616acb2c24c9a1dc5d55 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: center;\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">Liability<\/span><\/h2>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l1y7rrru-3bbead8dc1fc7ca6f8fb9aad7fa19e05\">\n.flex_cell.av-l1y7rrru-3bbead8dc1fc7ca6f8fb9aad7fa19e05{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-l1y7rrru-3bbead8dc1fc7ca6f8fb9aad7fa19e05{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-l1y7rrru-3bbead8dc1fc7ca6f8fb9aad7fa19e05 av-gridrow-cell av_three_fifth no_margin  avia-builder-el-14  el_after_av_cell_two_fifth  avia-builder-el-last '  ><div class='flex_cell_inner'><p><div class='flex_column_table av-5ctrxi-ecd6bdf8037e94678aa3ee5b9787c612 sc-av_one_half av-equal-height-column-flextable'><div  class='flex_column av-5ctrxi-ecd6bdf8037e94678aa3ee5b9787c612 av_one_half  avia-builder-el-15  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l1y7kw3x-7a21d6878bc3a7bd9f516609da087262\">\n#top .avia-icon-list-container.av-l1y7kw3x-7a21d6878bc3a7bd9f516609da087262 .iconlist_icon{\ncolor:#05b6bc;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='avia-icon-list-container av-l1y7kw3x-7a21d6878bc3a7bd9f516609da087262  avia-builder-el-16  avia-builder-el-no-sibling '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-l1y7kw3x-7a21d6878bc3a7bd9f516609da087262 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-l1y7hxnz-1c2ca851b3ace687d06b2f3320f422a0 avia-font-flaticon'><span class='iconlist-char' aria-hidden='true' data-av_icon='\uf118' data-av_iconfont='flaticon'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >General Liability<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Bodily injury and property damage to third parties, period. This is the foundation of any complete insurance program.<\/p>\n<div  class='avia-button-wrap av-3pso2m-8b817f7c7ea6dac43c2367a8397c2b77-wrap avia-button-left  avia-builder-el-17  el_before_av_button  avia-builder-el-first '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/liability-coverage\/#general'  class='avia-button av-3pso2m-8b817f7c7ea6dac43c2367a8397c2b77 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-l1y7j2u3-846bd6c055c2f1b02d377288480dcb77 avia-font-flaticon'><span class='iconlist-char' aria-hidden='true' data-av_icon='\uf136' data-av_iconfont='flaticon'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Product Liability<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><div class=\"thread-list-item opened\">\n<div class=\"thread-list-item-message-column\">\n<div>\n<div class=\"message ql-snow\">\n<div class=\"ql-editor\">\n<p>If you build something, make something, or distribute something, this is a must-have.<\/p>\n<div  class='avia-button-wrap av-3lg6l2-cf7e1eacaf693a59485a538b013056ef-wrap avia-button-left  avia-builder-el-18  el_after_av_button  el_before_av_button '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/liability-coverage\/#product'  class='avia-button av-3lg6l2-cf7e1eacaf693a59485a538b013056ef avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-l1y7k5wl-5ca4ec73f6e92bdac2df06305c0f35b7 avia-font-flaticon'><span class='iconlist-char' aria-hidden='true' data-av_icon='\uf12b' data-av_iconfont='flaticon'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Auto Liability<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Not your parents&#8217; car insurance, auto liability covers commercial vehicles during work activities.<\/p>\n<div  class='avia-button-wrap av-3g260m-70374494b9a7e5c86de98153454b6fa0-wrap avia-button-left  avia-builder-el-19  el_after_av_button  el_before_av_button '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/liability-coverage\/#commercial'  class='avia-button av-3g260m-70374494b9a7e5c86de98153454b6fa0 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-l1y7k5wl-1-7f1b2726ec94ffdcd3173fd07cd6a070 avia-font-flaticon'><span class='iconlist-char' aria-hidden='true' data-av_icon='\uf118' data-av_iconfont='flaticon'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Umbrella<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Lays over the limits of general, property, and auto liability to give you the higher limits you need.<\/p>\n<div  class='avia-button-wrap av-37psqu-73df11a71bb24071d757f7a67edfef1b-wrap avia-button-left  avia-builder-el-20  el_after_av_button  avia-builder-el-last '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/liability-coverage\/#umbrella'  class='avia-button av-37psqu-73df11a71bb24071d757f7a67edfef1b avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/div><div class='av-flex-placeholder'><\/div><div  class='flex_column av-2kn6qm-de50dc1bfd793c7060ce225098f2c0b3 av_one_half  avia-builder-el-21  el_after_av_one_half  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l20tzmue-5c6b6039c1f3c7d46be895fa9ed41d4f\">\n#top .avia-icon-list-container.av-l20tzmue-5c6b6039c1f3c7d46be895fa9ed41d4f .iconlist_icon{\ncolor:#05b6bc;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='avia-icon-list-container av-l20tzmue-5c6b6039c1f3c7d46be895fa9ed41d4f  avia-builder-el-22  avia-builder-el-no-sibling '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-l20tzmue-5c6b6039c1f3c7d46be895fa9ed41d4f avia-iconlist-animate'>\n<li><div class='iconlist_icon av-l20tx6y6-b45bc1817527455ce373ac180727d6d8 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue8ad' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Global Liability<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><div class=\"thread-list-item opened\">\n<div class=\"thread-list-item-message-column\">\n<div>\n<div class=\"message ql-snow\">\n<div class=\"ql-editor\">\n<p>Do your operations take you abroad? This coverage broadens the coverage territory to protect your employees, customers, and vendors.<\/p>\n<div  class='avia-button-wrap av-3178au-70cfcc9295d8696838f49a13381b5e71-wrap avia-button-left  avia-builder-el-23  el_before_av_button  avia-builder-el-first '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/liability-coverage\/#global'  class='avia-button av-3178au-70cfcc9295d8696838f49a13381b5e71 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-l20ty8fw-b430c36f731a82af21ad9d620b4e1c6d avia-font-flaticon'><span class='iconlist-char' aria-hidden='true' data-av_icon='\uf117' data-av_iconfont='flaticon'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Bailees<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>When you are responsible for another person\u2019s property, in transit or in your stationary care, you are a bailee and your risk must be mitigated.<\/p>\n<div  class='avia-button-wrap av-2u3xpq-3316d9365e59793e4b9c81aba61669bb-wrap avia-button-left  avia-builder-el-24  el_after_av_button  el_before_av_button '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/liability-coverage\/#bailees'  class='avia-button av-2u3xpq-3316d9365e59793e4b9c81aba61669bb avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-l20tzj8n-eec201ee0b3ad3fcd853de7a31faf9da avia-font-flaticon'><span class='iconlist-char' aria-hidden='true' data-av_icon='\uf12a' data-av_iconfont='flaticon'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Garage Keepers<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>From trucks to luxury cars, garage keepers covers autos in your care.<\/p>\n<div  class='avia-button-wrap av-2rxqwe-38b06a2600f9c1b3c19a9b6a62dfd785-wrap avia-button-left  avia-builder-el-25  el_after_av_button  avia-builder-el-last '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/liability-coverage\/#garage'  class='avia-button av-2rxqwe-38b06a2600f9c1b3c19a9b6a62dfd785 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><div id='property'  class='av-layout-grid-container av-l1y8bz63-18db688562eb57a4cc4944ec442ab057 entry-content-wrapper main_color av-flex-cells  avia-builder-el-26  el_after_av_layout_row  el_before_av_layout_row  av-cell-min-height av-cell-min-height-50 grid-row-not-first  container_wrap sidebar_right'   data-av_minimum_height_pc='50'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l1y8e2qd-8da371ea76707903c2eaca75a4dc5cb8\">\n.flex_cell.av-l1y8e2qd-8da371ea76707903c2eaca75a4dc5cb8{\nvertical-align:middle;\n}\n.responsive #top #wrap_all .flex_cell.av-l1y8e2qd-8da371ea76707903c2eaca75a4dc5cb8{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-l1y8e2qd-8da371ea76707903c2eaca75a4dc5cb8 av-gridrow-cell av_two_fifth no_margin  avia-builder-el-27  el_before_av_cell_three_fifth  avia-builder-el-first  avia-full-stretch'  ><div class='flex_cell_inner'><div  class='flex_column av-59kpfa-2aca8fddf32c12604181b7ca3ad3cb70 av_one_full  avia-builder-el-28  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-52dkpy-d33cb93c7e3f3c054dbaff3adf4473de\">\n.av_font_icon.av-52dkpy-d33cb93c7e3f3c054dbaff3adf4473de{\ncolor:#e05523;\nborder-color:#e05523;\n}\n.av_font_icon.av-52dkpy-d33cb93c7e3f3c054dbaff3adf4473de .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-52dkpy-d33cb93c7e3f3c054dbaff3adf4473de avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\uf11f' data-av_iconfont='flaticon' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-4ykcwm-a8d2ba33c896154621d691b5f87de09f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: center;\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">Property<\/span><\/h2>\n<\/div><\/section><\/p><\/div>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l1y8c7uk-2b186020600cd17bec11d93ec4378f3b\">\n.flex_cell.av-l1y8c7uk-2b186020600cd17bec11d93ec4378f3b{\nvertical-align:middle;\nbackground-color:#f7f7f7;\n}\n.responsive #top #wrap_all .flex_cell.av-l1y8c7uk-2b186020600cd17bec11d93ec4378f3b{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-l1y8c7uk-2b186020600cd17bec11d93ec4378f3b av-gridrow-cell av_three_fifth no_margin  avia-builder-el-31  el_after_av_cell_two_fifth  avia-builder-el-last '  ><div class='flex_cell_inner'><div  class='flex_column av-4oohy6-dbeaea8c2eb8ddc98e12332c113373aa av_one_full  avia-builder-el-32  avia-builder-el-no-sibling  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4jvt4m-39b705308d3206ab472b429dc8708610\">\n#top .togglecontainer.av-4jvt4m-39b705308d3206ab472b429dc8708610 p.toggler{\nborder-color:#05b6bc;\n}\n#top .togglecontainer.av-4jvt4m-39b705308d3206ab472b429dc8708610 p.toggler .toggle_icon{\ncolor:#05b6bc;\nborder-color:#05b6bc;\n}\n#top .togglecontainer.av-4jvt4m-39b705308d3206ab472b429dc8708610 p.toggler .toggle_icon > span{\ncolor:#05b6bc;\nborder-color:#05b6bc;\n}\n#top .togglecontainer.av-4jvt4m-39b705308d3206ab472b429dc8708610 .toggle_wrap .toggle_content{\nborder-color:#05b6bc;\n}\n<\/style>\n<div  class='togglecontainer av-4jvt4m-39b705308d3206ab472b429dc8708610 av-elegant-toggle  avia-builder-el-33  avia-builder-el-no-sibling  toggle_close_all' >\n<section class='av_toggle_section av-4fxjzi-9ea2fa85bcd3ae5de9fb61fb78312561'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-1' class='toggler   av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1'>Contractors\u2019 Equipment<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' class='toggle_wrap  '  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div>\n<div class=\"message ql-snow\">\n<div class=\"ql-editor\">\n<p>Protects your specialty equipment, tools and materials, on-site\/off-site and beyond.<\/p>\n<div  class='avia-button-wrap av-2jsr26-7e4a2b0d538e27bfa477b1d07c04af83-wrap avia-button-left  avia-builder-el-34  el_before_av_button  avia-builder-el-first '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/property\/#contractors'  class='avia-button av-2jsr26-7e4a2b0d538e27bfa477b1d07c04af83 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-4804iu-8a6034a7d8151326982fa592f044bd92'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-2' class='toggler   av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2'>Business Income<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' class='toggle_wrap  '  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div>\n<div class=\"message ql-snow\">\n<div class=\"ql-editor\">\n<p>The coverage that maintains your income stream after a significant loss so that you can keep paying your mortgage, and your key employees, and get your business back up and running. Lack of appropriate limit in business income is the #1 reason that a previously successful business fails to reopen following a catastrophic loss.<\/p>\n<div  class='avia-button-wrap av-2cfyni-1538e191bc1c29ead165be2a1251cbe1-wrap avia-button-left  avia-builder-el-35  el_after_av_button  el_before_av_button '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/property\/#business'  class='avia-button av-2cfyni-1538e191bc1c29ead165be2a1251cbe1 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-erin2-3e0d5959671acdfd66624ae89a57a86d'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-3' class='toggler   av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3'>Building & Building Ordinance<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' class='toggle_wrap  '  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div>\n<div class=\"message ql-snow\">\n<div class=\"ql-editor\">\n<p>Do you own or occupy an older building? This coverage guarantees you have enough limit to build the structure back to current building codes and standards.<\/p>\n<div  class='avia-button-wrap av-27gjjq-55c75507523905e91beb47e6862e135e-wrap avia-button-left  avia-builder-el-36  el_after_av_button  el_before_av_button '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/property\/#building'  class='avia-button av-27gjjq-55c75507523905e91beb47e6862e135e avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-3xjjfa-386bc466fd85f552a173a6ac25fb534e'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-4' class='toggler   av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-4'>Inland Marine<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' class='toggle_wrap  '  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>Not actually boat-related at all &#8211; includes transport and shipping coverage.<\/p>\n<div  class='avia-button-wrap av-23xs9y-da8a73f5a7815da80adab592c805ef2c-wrap avia-button-left  avia-builder-el-37  el_after_av_button  el_before_av_button '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/property\/#inland'  class='avia-button av-23xs9y-da8a73f5a7815da80adab592c805ef2c avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-3nqohq-88d325f52059ef448549ce4b67c428d1'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-5' class='toggler   av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-5'>Cargo Transit<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-5' class='toggle_wrap  '  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div>\n<div class=\"message ql-snow\">\n<div class=\"ql-editor\">\n<p>Planes, trains, and automobiles &#8211; If your inventory or work-in-process travels the globe, cargo coverage is crucial to protect your valuable assets.<\/p>\n<div  class='avia-button-wrap av-1x0zhi-9fbcdc2fc746f04ffb09ce84b7070a62-wrap avia-button-left  avia-builder-el-38  el_after_av_button  avia-builder-el-last '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/property\/#cargo'  class='avia-button av-1x0zhi-9fbcdc2fc746f04ffb09ce84b7070a62 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div>\n<\/div><\/div><\/div><div id='executive'  class='av-layout-grid-container av-2fhxra-f24932a9182005e9ce228dbb514ee440 entry-content-wrapper alternate_color av-flex-cells  avia-builder-el-39  el_after_av_layout_row  el_before_av_layout_row  av-cell-min-height av-cell-min-height-50 grid-row-not-first  container_wrap sidebar_right'   data-av_minimum_height_pc='50'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2b4rku-5cefb0360c449134234a75c9856cc35c\">\n.flex_cell.av-2b4rku-5cefb0360c449134234a75c9856cc35c{\nvertical-align:middle;\nbackground:url(https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/04\/FAvicon-Apex-Risk-1.png) 50% 50% no-repeat scroll ;\n}\n.responsive #top #wrap_all .flex_cell.av-2b4rku-5cefb0360c449134234a75c9856cc35c{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-2b4rku-5cefb0360c449134234a75c9856cc35c av-gridrow-cell av_two_fifth no_margin  avia-builder-el-40  el_before_av_cell_three_fifth  avia-builder-el-first  avia-full-stretch'  ><div class='flex_cell_inner'><div class='flex_column_table av-24w6pa-93d46d1cf49f281aa9b1a494341e4dfc sc-av_one_full av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-24w6pa-93d46d1cf49f281aa9b1a494341e4dfc\">\n.flex_column.av-24w6pa-93d46d1cf49f281aa9b1a494341e4dfc{\nborder-radius:0 0 0 0;\n}\n<\/style>\n<div  class='flex_column av-24w6pa-93d46d1cf49f281aa9b1a494341e4dfc av_one_full  avia-builder-el-41  avia-builder-el-no-sibling  first flex_column_table_cell av-equal-height-column av-align-middle  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3ge312-555a7ebe5e1f1f7b50ba32d2a4e35fcb\">\n.av_font_icon.av-3ge312-555a7ebe5e1f1f7b50ba32d2a4e35fcb{\ncolor:#e05523;\nborder-color:#e05523;\n}\n.av_font_icon.av-3ge312-555a7ebe5e1f1f7b50ba32d2a4e35fcb .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-3ge312-555a7ebe5e1f1f7b50ba32d2a4e35fcb avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\uf11c' data-av_iconfont='flaticon' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-38ruce-07adbf836e0d7ed51c50f5f2c9c800d5 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: center;\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">Executive Protection<\/span><\/h2>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1y0126-149f9fa0ff3b20475fd5132a8de94bb1\">\n.flex_cell.av-1y0126-149f9fa0ff3b20475fd5132a8de94bb1{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-1y0126-149f9fa0ff3b20475fd5132a8de94bb1{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-1y0126-149f9fa0ff3b20475fd5132a8de94bb1 av-gridrow-cell av_three_fifth no_margin  avia-builder-el-44  el_after_av_cell_two_fifth  avia-builder-el-last '  ><div class='flex_cell_inner'><p><div class='flex_column_table av-l3dkm-c4c97e07771a7a29aadea50540943223 sc-av_one_half av-equal-height-column-flextable'><div  class='flex_column av-l3dkm-c4c97e07771a7a29aadea50540943223 av_one_half  avia-builder-el-45  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lgfggwqj-9350c027bfbca21d4d4236ad4ad454d5\">\n#top .avia-icon-list-container.av-lgfggwqj-9350c027bfbca21d4d4236ad4ad454d5 .iconlist_icon{\ncolor:#05b6bc;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='avia-icon-list-container av-lgfggwqj-9350c027bfbca21d4d4236ad4ad454d5  avia-builder-el-46  avia-builder-el-no-sibling '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-lgfggwqj-9350c027bfbca21d4d4236ad4ad454d5 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-lgfgdmhq-1c3be7416210836f7e8c86a7eac4e01b avia-font-flaticon'><span class='iconlist-char' aria-hidden='true' data-av_icon='\uf11c' data-av_iconfont='flaticon'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Directors & Operators<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Covers your Directors, Operators and key employees from allegations of mismanagement. D&#038;O coverage is very broad and a must for the private company as they raise capital, negotiate contracts, and accelerate growth.<\/p>\n<div  class='avia-button-wrap av-1r1zim-76dfb1577a3dc9f7d449a1bdfeabd7a3-wrap avia-button-left  avia-builder-el-47  el_before_av_button  avia-builder-el-first '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/executive-protection\/#directors'  class='avia-button av-1r1zim-76dfb1577a3dc9f7d449a1bdfeabd7a3 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-lgfge4pe-6637a66cb413515a1b0d180de5de6ed5 avia-font-flaticon'><span class='iconlist-char' aria-hidden='true' data-av_icon='\uf11a' data-av_iconfont='flaticon'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Employment Practices Liability Insurance (EPLI)<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>The most common claims brought to a business owner are employment-practices related claims. Don\u2019t let a wrongful termination, harassment, or discrimination claim handcuff you from running your business. This shift the responsibility of defending claims from your team to the insurance company.<\/p>\n<div  class='avia-button-wrap av-1kwweu-deea590ef8ffa424b78b69d8d98402ff-wrap avia-button-left  avia-builder-el-48  el_after_av_button  el_before_av_button '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/executive-protection\/#employment'  class='avia-button av-1kwweu-deea590ef8ffa424b78b69d8d98402ff avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-lgfgesvz-9f6d556a0d7a1ebcdad636cc80ba9077 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue8aa' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Cyber Errors & Omissions<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Ask not what your data is worth to someone else, but what is your data worth to YOU. Cyber insurance is now a must-have for anyone that relies on a digital infrastructure to run their business.<\/p>\n<div  class='avia-button-wrap av-1fbol2-d4c0b6ea65d6299491ffccbc09cb1a75-wrap avia-button-left  avia-builder-el-49  el_after_av_button  avia-builder-el-last '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/executive-protection\/#cyber'  class='avia-button av-1fbol2-d4c0b6ea65d6299491ffccbc09cb1a75 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/div><div class='av-flex-placeholder'><\/div><div  class='flex_column av-83f4e-a393d9e5c8a2af0abad6a4534814252d av_one_half  avia-builder-el-50  el_after_av_one_half  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lgfgj1tc-74a23f6cd35b6c91973f534b4968e445\">\n#top .avia-icon-list-container.av-lgfgj1tc-74a23f6cd35b6c91973f534b4968e445 .iconlist_icon{\ncolor:#05b6bc;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='avia-icon-list-container av-lgfgj1tc-74a23f6cd35b6c91973f534b4968e445  avia-builder-el-51  avia-builder-el-no-sibling '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-lgfgj1tc-74a23f6cd35b6c91973f534b4968e445 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-lgfghc2a-83f6f6a9a4d7bc5e37dd8f2980a67186 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue837' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Representations & Warranties<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><div>\n<p>Buying or selling a business? R&#038;W liability can protect both parties and unlock escrow funds earlier and shift the risk of breach to the insurance policy.<\/p>\n<div  class='avia-button-wrap av-18rsau-18420697267bc5e0497f63669d785a9d-wrap avia-button-left  avia-builder-el-52  el_before_av_button  avia-builder-el-first '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/executive-protection\/#representations'  class='avia-button av-18rsau-18420697267bc5e0497f63669d785a9d avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-lgfghsx0-aae8f0c98421fd80a8396dae8c346ef7 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue864' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Intellectual Property Liability<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Helps pay for infringement proceedings against your IP \u2013 or defense if you infringe.<\/p>\n<div  class='avia-button-wrap av-10f486-8173dce43e435a87d36b74ca00d9a583-wrap avia-button-left  avia-builder-el-53  el_after_av_button  el_before_av_button '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/executive-protection\/#intellectual'  class='avia-button av-10f486-8173dce43e435a87d36b74ca00d9a583 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-lgfgi155-0590458be52f58799bbd5b5d16028937 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue8e2' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Trade Credit<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>If you have receivables upon which you depend for your ongoing operation or for access to lines of credit, trade credit can protect against default of your customers, or help you access more funds or better terms from your creditors.<\/p>\n<div  class='avia-button-wrap av-uy91a-6f92ee312266314ffae96bbe6cdcf8a7-wrap avia-button-left  avia-builder-el-54  el_after_av_button  avia-builder-el-last '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/executive-protection\/#trade'  class='avia-button av-uy91a-6f92ee312266314ffae96bbe6cdcf8a7 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><div id='employment'  class='av-layout-grid-container av-1ffv1q-eb51594b900a13543e2616d4b299c8c8 entry-content-wrapper main_color av-flex-cells  avia-builder-el-55  el_after_av_layout_row  el_before_av_button_big  av-grid-order-reverse av-cell-min-height av-cell-min-height-50 grid-row-not-first  container_wrap sidebar_right'   data-av_minimum_height_pc='50'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1aioym-ba413dfdecb0a2665540da2123b5e258\">\n.flex_cell.av-1aioym-ba413dfdecb0a2665540da2123b5e258{\nvertical-align:middle;\n}\n.responsive #top #wrap_all .flex_cell.av-1aioym-ba413dfdecb0a2665540da2123b5e258{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-1aioym-ba413dfdecb0a2665540da2123b5e258 av-gridrow-cell av_two_fifth no_margin  avia-builder-el-56  el_before_av_cell_three_fifth  avia-builder-el-first  avia-full-stretch'  ><div class='flex_cell_inner'><div  class='flex_column av-15f9ke-7ede4f376f508c04d165d9db4352d529 av_one_full  avia-builder-el-57  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2rj6za-a32da93a6136c6745901dbee235bd76f\">\n.av_font_icon.av-2rj6za-a32da93a6136c6745901dbee235bd76f{\ncolor:#e05523;\nborder-color:#e05523;\n}\n.av_font_icon.av-2rj6za-a32da93a6136c6745901dbee235bd76f .av-icon-char{\nfont-size:40px;\nline-height:40px;\n}\n<\/style>\n<span  class='av_font_icon av-2rj6za-a32da93a6136c6745901dbee235bd76f avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-icon-animate'><span class='av-icon-char' aria-hidden='true' data-av_icon='\uf11a' data-av_iconfont='flaticon' ><\/span><\/span><br \/>\n<section  class='av_textblock_section av-2i7swm-558c1c5702f3e103ee92dcdd90689599 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: center;\"><span data-sheets-value=\"{\" data-sheets-userformat=\"{\">Employment Protection<\/span><\/h2>\n<\/div><\/section><\/p><\/div>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ym71a-cf98bbd72ce897174dbc8941bec9ac3c\">\n.flex_cell.av-ym71a-cf98bbd72ce897174dbc8941bec9ac3c{\nvertical-align:middle;\nbackground-color:#f7f7f7;\n}\n.responsive #top #wrap_all .flex_cell.av-ym71a-cf98bbd72ce897174dbc8941bec9ac3c{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-ym71a-cf98bbd72ce897174dbc8941bec9ac3c av-gridrow-cell av_three_fifth no_margin  avia-builder-el-60  el_after_av_cell_two_fifth  avia-builder-el-last '  ><div class='flex_cell_inner'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lgfgkao5-92efbf3ce1375b518b1daf66ebc9823c\">\n#top .togglecontainer.av-lgfgkao5-92efbf3ce1375b518b1daf66ebc9823c p.toggler{\nborder-color:#05b6bc;\n}\n#top .togglecontainer.av-lgfgkao5-92efbf3ce1375b518b1daf66ebc9823c p.toggler .toggle_icon{\ncolor:#05b6bc;\nborder-color:#05b6bc;\n}\n#top .togglecontainer.av-lgfgkao5-92efbf3ce1375b518b1daf66ebc9823c p.toggler .toggle_icon > span{\ncolor:#05b6bc;\nborder-color:#05b6bc;\n}\n#top .togglecontainer.av-lgfgkao5-92efbf3ce1375b518b1daf66ebc9823c .toggle_wrap .toggle_content{\nborder-color:#05b6bc;\n}\n<\/style>\n<div  class='togglecontainer av-lgfgkao5-92efbf3ce1375b518b1daf66ebc9823c av-elegant-toggle  avia-builder-el-61  avia-builder-el-no-sibling  toggle_close_all' >\n<section class='av_toggle_section av-lgfgjger-23a8fb745e4ec32fe6f74a9cc873c3e3'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-6' class='toggler   av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-6'>Workers\u2019 Compensation<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-6' class='toggle_wrap  '  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>A need-to-have, and a significant cost for most business owners. The market shifts daily and your broker should work hard to get the best it has to offer.<\/p>\n<div  class='avia-button-wrap av-q9gna-3950b3dd621e2cb5925e0e20496a87ee-wrap avia-button-left  avia-builder-el-62  el_before_av_button  avia-builder-el-first '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/employment-protection\/#workers'  class='avia-button av-q9gna-3950b3dd621e2cb5925e0e20496a87ee avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-lgfgjosi-b56c3cb1fd2207aec737088ed662e8f7'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-7' class='toggler   av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-7'>Employee Crime<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-7' class='toggle_wrap  '  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>You have to trust your employees, but if they betray that trust, employee fidelity will replace what they took, be it cash, inventory, or resources.<\/p>\n<div  class='avia-button-wrap av-mbm5y-e17b1c04ffcc49d4b216f9adfe656485-wrap avia-button-left  avia-builder-el-63  el_after_av_button  el_before_av_button '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/employment-protection\/#employee'  class='avia-button av-mbm5y-e17b1c04ffcc49d4b216f9adfe656485 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-lgfgjxnz-372db8304ee03f0d8c6e20d5448cef8d'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-8' class='toggler   av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-8'>Employee Benefits Liability<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-8' class='toggle_wrap  '  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>Covers mistakes made in the administration of your employees\u2019 benefits.<\/p>\n<div  class='avia-button-wrap av-d97e6-d12234ea4412dc9866a409a77dc10fd7-wrap avia-button-left  avia-builder-el-64  el_after_av_button  el_before_av_button '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/employment-protection\/#benefits'  class='avia-button av-d97e6-d12234ea4412dc9866a409a77dc10fd7 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-lgfgk5yf-d0f9ae6d626f35f0d5ee5a2f7f6f51eb'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-9' class='toggler   av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-9'>Workplace Violence<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-9' class='toggle_wrap  '  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>No one wants to imagine violence in their workplace, but in the event of the unimaginable, your business will go on.<\/p>\n<div  class='avia-button-wrap av-6q3nq-a3fb33ffa9e5734e7e755caecce43797-wrap avia-button-left  avia-builder-el-65  el_after_av_button  avia-builder-el-last '><a href='https:\/\/www.apex-risk.com\/commercial-insurance\/employment-protection\/#workplace'  class='avia-button av-6q3nq-a3fb33ffa9e5734e7e755caecce43797 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Learn More...<\/span><\/a><\/div>\n<\/div><\/div><\/div><\/section>\n<\/div>\n<\/div><\/div><\/div><div  class='avia-button-wrap avia-button-center  avia-builder-el-66  el_after_av_layout_row  el_before_av_section '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-27ilme-283eb17e2ee8d38a67ee9e9c7b9148e8\">\n#top #wrap_all .avia-button.av-27ilme-283eb17e2ee8d38a67ee9e9c7b9148e8:hover{\ncolor:white;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/06\/Apex_Top-10-Insurance-Mistakes_V1.pdf' class='avia-color-theme-color avia-font-color-theme-color avia-button avia-button-fullwidth av-27ilme-283eb17e2ee8d38a67ee9e9c7b9148e8 avia-icon_select-yes-left-icon avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\" ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue823' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >TOP 10 MOST COMMON INSURANCE MISTAKES<\/span><span class='avia_button_background avia-button avia-button-fullwidth avia-color-theme-color-highlight'><\/span><\/a><\/div><\/p>\n<div id='av_section_3'  class='avia-section av-22ylau-ece93f84ba53fe521faa9a2df943fc75 main_color avia-section-large avia-no-border-styling  avia-builder-el-67  el_after_av_button_big  avia-builder-el-last  av-desktop-hide av-medium-hide av-small-hide av-mini-hide avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-494'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1u7h5y-9eebf7df109e92b4015b3907010a11be\">\n#top .av-special-heading.av-1u7h5y-9eebf7df109e92b4015b3907010a11be{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-1u7h5y-9eebf7df109e92b4015b3907010a11be .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-1u7h5y-9eebf7df109e92b4015b3907010a11be .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-1u7h5y-9eebf7df109e92b4015b3907010a11be av-special-heading-h2 blockquote modern-quote modern-centered  avia-builder-el-68  el_before_av_testimonials  avia-builder-el-first '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Client Testimonials<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='avia-testimonial-wrapper av-1o9kjq-1aa53fabd8b8c335890fdf596b079777 avia-slider-testimonials avia-slider-2-testimonials avia_animate_when_almost_visible av-large-testimonial-slider av-slideshow-ui av-control-default av-slider-hover-pause av-slideshow-autoplay av-loop-endless av-loop-manual-endless' data-slideshow-options=\"{&quot;animation&quot;:&quot;fade&quot;,&quot;autoplay&quot;:true,&quot;loop_autoplay&quot;:&quot;endless&quot;,&quot;interval&quot;:5,&quot;loop_manual&quot;:&quot;manual-endless&quot;,&quot;autoplay_stopper&quot;:false,&quot;noNavigation&quot;:false,&quot;bg_slider&quot;:false,&quot;keep_padding&quot;:&quot;&quot;,&quot;hoverpause&quot;:true,&quot;show_slide_delay&quot;:0}\">\n<section class=\"avia-testimonial-row\"><div class='avia-testimonial av-1kh4ie-2b4c1fa3b332bb87a7019ebf4d95764d avia-testimonial-row-1 avia-first-testimonial flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p>Pete helped us sort out a really complex coverage issue, made worse by the pandemic and changing fire zones.\u00a0 Thanks for all your help. We&#8217;re truly grateful.<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >CEO Industrial Services Company<\/strong><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-1g3rdy-0b149e361fa55664cfafac70dea075cd avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p>Our company has elevated risk because of our client base, Pete helped us understand our options and make a decision based on fact instead of fear.<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >Founder  Family Back Office<\/strong><\/div><\/div><\/div><\/div>\n<div class='avia-testimonial av-17jp3y-4c686ef80ebcc9cd21c69a3d9eaf6421 avia-testimonial-row-1 flex_column no_margin av_one_half'><div class='avia-testimonial_inner'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia-testimonial-content '><div class='avia-testimonial-markup-entry-content'  itemprop=\"text\" ><p>We were tired of only hearing from our broker when it was time to renew. I knew Pete would take good care of us and he has. It&#8217;s not easy to remember all the stuff he seems to remember. We got some coverage at a better rate, added some stuff we didn&#8217;t know we needed and put all our personal insurance in the same basket so now we can keep track better.<\/p>\n<\/div><\/div><div class=\"avia-testimonial-meta\"><div class=\"avia-testimonial-arrow-wrap\"><div class=\"avia-arrow\"><\/div><\/div><div class='avia-testimonial-meta-mini'  itemprop=\"author\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><strong  class='avia-testimonial-name'  itemprop=\"name\" >COO Warehouse Services Co.<\/strong><\/div><\/div><\/div><\/div>\n<\/section><div class='avia-slideshow-arrows avia-slideshow-controls' ><a href='#prev' class='prev-slide ' aria-hidden='true' data-av_icon='\ue87c' data-av_iconfont='entypo-fontello'  tabindex='-1'>Previous<\/a><a href='#next' class='next-slide ' aria-hidden='true' data-av_icon='\ue87d' data-av_iconfont='entypo-fontello'  tabindex='-1'>Next<\/a><\/div><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_3'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-494'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":734,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Commercial Insurance - Apex Risk &amp; Insurance Services<\/title>\n<meta name=\"description\" content=\"Apex was specifically founded to fill the service and consultative gap left by agency consolidations in commercial insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.apex-risk.com\/commercial-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Commercial Insurance - Apex Risk &amp; Insurance Services\" \/>\n<meta property=\"og:description\" content=\"Apex was specifically founded to fill the service and consultative gap left by agency consolidations in commercial insurance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.apex-risk.com\/commercial-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Apex Risk &amp; Insurance Services\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/apexriskinsurance\/\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-08T15:27:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/05\/buildings-representing-commercial-insurance.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1067\" \/>\n\t<meta property=\"og:image:height\" content=\"1600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"19 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.apex-risk.com\/commercial-insurance\/\",\"url\":\"https:\/\/www.apex-risk.com\/commercial-insurance\/\",\"name\":\"Commercial Insurance - Apex Risk &amp; 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