{"id":1229,"date":"2023-03-12T09:16:00","date_gmt":"2023-03-12T16:16:00","guid":{"rendered":"https:\/\/www.apex-risk.com\/?p=1229"},"modified":"2024-01-18T17:50:05","modified_gmt":"2024-01-19T01:50:05","slug":"what-does-commercial-property-insurance-cover","status":"publish","type":"post","link":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/","title":{"rendered":"What Does Commercial Property Insurance Cover?"},"content":{"rendered":"\n<p>Business owners who own their buildings or equipment need commercial property insurance to mitigate disaster. It ensures your business will still be standing even if equipment breaks down or your building suffers serious damage.<\/p>\n\n\n\n<p>In this article, we\u2019ll look at what commercial property insurance covers, what it doesn\u2019t, the 3 most common types of commercial insurance, and how you can pick the right plan to protect your business from disaster.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#First_What_Does_Commercial_Property_Insurance_Cover\" title=\"First, What Does Commercial Property Insurance Cover?\">First, What Does Commercial Property Insurance Cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#What_is_not_covered_by_Commercial_Property_Insurance\" title=\"What is not covered by Commercial Property Insurance?\">What is not covered by Commercial Property Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#What_are_the_3_most_common_types_of_Commercial_Property_Insurance\" title=\"What are the 3 most common types of Commercial Property Insurance?\">What are the 3 most common types of Commercial Property Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#Who_Pays_for_Commercial_Property_Insurance\" title=\"Who Pays for Commercial Property Insurance?\">Who Pays for Commercial Property Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#How_to_Choose_a_Commercial_Property_Insurance_Plan\" title=\"How to Choose a Commercial Property Insurance Plan\">How to Choose a Commercial Property Insurance Plan<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"First_What_Does_Commercial_Property_Insurance_Cover\"><\/span>First, What Does Commercial Property Insurance Cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Commercial property insurance covers a variety of risks that come with owning physical assets.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<p>If your building is damaged by fire, vandalism, burst pipes, explosions, or anything that may cause serious damage outside of your control, then you should be covered. As with any insurance plan, some are more comprehensive than others, so make sure your building is covered by the threats that are most prevalent in your environment.<\/p>\n\n\n\n<p>Commercial property insurance covers assets inside and outside of the building as well. Specialty equipment, even if it needs to be used at off-site locations, is often covered under this plan. Inventory is insured as well through a variety of circumstances. With plans that offer inland marine and cargo transit insurance, your inventory is protected while it\u2019s in the process of traveling to and from you.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<style>.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; height: 100%; }<\/style><div class='embed-container'><iframe data-src='https:\/\/www.youtube.com\/embed\/\/FEddrrwXygU' frameborder='0' allowfullscreen src='data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==' class='lazyload' data-load-mode='1'><\/iframe><\/div>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Lastly, commercial property insurance can come with business income coverage. If you can\u2019t operate because you\u2019re rebuilding, or you\u2019re waiting for new equipment to be delivered, you\u2019re going to be missing out on a lot of income. The right plan helps you get through that rough period and ensures key employees don\u2019t need to be fired.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_not_covered_by_Commercial_Property_Insurance\"><\/span>What is not covered by Commercial Property Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As mentioned earlier, not all policies are created equally. While some plans do offer coverage for the incidents we are about to mention, it is common for many providers not to.<\/p>\n\n\n\n<p>These include:<\/p>\n\n\n\n<ul>\n<li><strong>General Wear and Tear:<\/strong> Damage to property that occurs naturally over time.<\/li>\n\n\n\n<li><strong>Lack of Maintenance:<\/strong> Damage to property that occurs from a lack of care. Mold, rust, insect infestations, and rot are a few examples of this type of damage.<\/li>\n\n\n\n<li><strong>Earthquakes:<\/strong> Damage to property from an earthquake. Insurance companies in California may offer earthquake coverage as an add-on, or you will have to purchase it independently.<\/li>\n\n\n\n<li><strong>Flood Damage:<\/strong> Damage to property from a flood. Most policies include water damage but consider a flood outside of that scope. In coastal areas where flood damage is prevalent, you may have to purchase separate insurance.<\/li>\n\n\n\n<li><strong>Pollution:<\/strong> The cost of cleanup for indirect spills, discharge, leakage, and the release of pollutants is often not included in the plan.<\/li>\n<\/ul>\n\n\n\n<p>It\u2019s vital when choosing commercial property insurance that you\u2019re aware of what is covered and what\u2019s not. Talking to a team of experts can help relieve the burden and simplify the process.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_3_most_common_types_of_Commercial_Property_Insurance\"><\/span>What are the 3 most common types of Commercial Property Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Under the commercial property insurance umbrella there are three common types of protection offered.&nbsp;<\/p>\n\n\n\n<p><strong>Direct Damage<\/strong> insurance protects your buildings, equipment, and inventory against physical damage. This also includes loss of income that occurred from physical damage to property.<\/p>\n\n\n\n<p><strong>Inland Marine<\/strong> insurance is popular amongst businesses that transfer equipment and inventory often. It covers property that is damaged during transportation.<\/p>\n\n\n\n<p><strong>Criminal Activity<\/strong> insurance protects your place of business from theft. This may include employees or customers stealing inventory and cash, forgery, or a cyber attack through an on-site computer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_Pays_for_Commercial_Property_Insurance\"><\/span>Who Pays for Commercial Property Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you\u2019re renting out equipment or a building for your business, then it can get complicated on who pays for the commercial property insurance.<\/p>\n\n\n\n<p>The property owner is ultimately responsible for arranging insurance since they are the ones at risk of a financial loss if damage occurs. Once the insurance is arranged by the property owner, the cost will often be transferred to the tenant.<\/p>\n\n\n\n<p>However, if you make tenant improvements to the building that aren\u2019t covered by the property owner\u2019s insurance then you may need to take out coverage on your own for those improvements.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Choose_a_Commercial_Property_Insurance_Plan\"><\/span>How to Choose a Commercial Property Insurance Plan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When choosing a commercial property insurance plan, it\u2019s crucial you\u2019re aware of the threats to your business. Some industries might be more prone to criminal activity, while others only have to worry about direct damage. Maybe the location of your business opens it up to earthquake damage, or you&#8217;re headquartered on the coast and need flood insurance added on.<\/p>\n\n\n\n<p>Whatever you determine your company\u2019s risks are, it\u2019s helpful to talk with a team of experts that can guide you in the right direction. At <a href=\"https:\/\/www.apex-risk.com\/\">Apex Risk &amp; Insurance Services<\/a>, we want you to know and understand your options. We prioritize transparency and provide custom solutions to meet your insurance needs.If you have any questions about commercial property insurance, feel free to <a href=\"https:\/\/www.apex-risk.com\/contact-us\/\">contact us<\/a> today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Business owners who own their buildings or equipment need commercial property insurance to mitigate disaster. It ensures your business will still be standing even if equipment breaks down or your building suffers serious damage. In this article, we\u2019ll look at what commercial property insurance covers, what it doesn\u2019t, the 3 most common types of commercial [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":1230,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[2],"tags":[26,31,72,18],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Does Commercial Property Insurance Cover? - Apex Risk &amp; Insurance Services<\/title>\n<meta name=\"description\" content=\"Business owners who own their buildings or equipment need commercial property insurance to mitigate disaster.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Does Commercial Property Insurance Cover? - Apex Risk &amp; Insurance Services\" \/>\n<meta property=\"og:description\" content=\"Business owners who own their buildings or equipment need commercial property insurance to mitigate disaster.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/\" \/>\n<meta property=\"og:site_name\" content=\"Apex Risk &amp; Insurance Services\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/apexriskinsurance\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-12T16:16:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-19T01:50:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2023\/02\/iStock-1390324316.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2119\" \/>\n\t<meta property=\"og:image:height\" content=\"1415\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Peter Katkov\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Peter Katkov\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/\"},\"author\":{\"name\":\"Peter Katkov\",\"@id\":\"https:\/\/www.apex-risk.com\/#\/schema\/person\/8de148b25fdf1888c118b9f933e794f0\"},\"headline\":\"What Does Commercial Property Insurance Cover?\",\"datePublished\":\"2023-03-12T16:16:00+00:00\",\"dateModified\":\"2024-01-19T01:50:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/\"},\"wordCount\":823,\"publisher\":{\"@id\":\"https:\/\/www.apex-risk.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2023\/02\/iStock-1390324316.jpg\",\"keywords\":[\"apex insurance\",\"commercial insurance\",\"commercial property insurance\",\"insurance\"],\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/\",\"url\":\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/\",\"name\":\"What Does Commercial Property Insurance Cover? - Apex Risk &amp; Insurance Services\",\"isPartOf\":{\"@id\":\"https:\/\/www.apex-risk.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2023\/02\/iStock-1390324316.jpg\",\"datePublished\":\"2023-03-12T16:16:00+00:00\",\"dateModified\":\"2024-01-19T01:50:05+00:00\",\"description\":\"Business owners who own their buildings or equipment need commercial property insurance to mitigate disaster.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#primaryimage\",\"url\":\"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2023\/02\/iStock-1390324316.jpg\",\"contentUrl\":\"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2023\/02\/iStock-1390324316.jpg\",\"width\":2119,\"height\":1415,\"caption\":\"commercial property insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.apex-risk.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What Does Commercial Property Insurance Cover?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.apex-risk.com\/#website\",\"url\":\"https:\/\/www.apex-risk.com\/\",\"name\":\"Apex Risk &amp; Insurance Services\",\"description\":\"You deserve more from your broker\",\"publisher\":{\"@id\":\"https:\/\/www.apex-risk.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.apex-risk.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.apex-risk.com\/#organization\",\"name\":\"Apex Risk & Insurance Services\",\"url\":\"https:\/\/www.apex-risk.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.apex-risk.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/05\/Apex_brand-identity_RGB_Signature_Black-Teal.png\",\"contentUrl\":\"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/05\/Apex_brand-identity_RGB_Signature_Black-Teal.png\",\"width\":3784,\"height\":1760,\"caption\":\"Apex Risk & Insurance Services\"},\"image\":{\"@id\":\"https:\/\/www.apex-risk.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/apexriskinsurance\/\",\"https:\/\/www.linkedin.com\/company\/apex-risk-insurance-services\/\",\"https:\/\/www.instagram.com\/apexriskandinsuranceservices\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.apex-risk.com\/#\/schema\/person\/8de148b25fdf1888c118b9f933e794f0\",\"name\":\"Peter Katkov\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.apex-risk.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2d19ebf441db6b0f6c19e30640449d0c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2d19ebf441db6b0f6c19e30640449d0c?s=96&d=mm&r=g\",\"caption\":\"Peter Katkov\"},\"url\":\"https:\/\/www.apex-risk.com\/author\/peter-katkov-ceo-and-founder\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Does Commercial Property Insurance Cover? - Apex Risk &amp; Insurance Services","description":"Business owners who own their buildings or equipment need commercial property insurance to mitigate disaster.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/","og_locale":"en_US","og_type":"article","og_title":"What Does Commercial Property Insurance Cover? - Apex Risk &amp; Insurance Services","og_description":"Business owners who own their buildings or equipment need commercial property insurance to mitigate disaster.","og_url":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/","og_site_name":"Apex Risk &amp; Insurance Services","article_publisher":"https:\/\/www.facebook.com\/apexriskinsurance\/","article_published_time":"2023-03-12T16:16:00+00:00","article_modified_time":"2024-01-19T01:50:05+00:00","og_image":[{"width":2119,"height":1415,"url":"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2023\/02\/iStock-1390324316.jpg","type":"image\/jpeg"}],"author":"Peter Katkov","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Peter Katkov","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#article","isPartOf":{"@id":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/"},"author":{"name":"Peter Katkov","@id":"https:\/\/www.apex-risk.com\/#\/schema\/person\/8de148b25fdf1888c118b9f933e794f0"},"headline":"What Does Commercial Property Insurance Cover?","datePublished":"2023-03-12T16:16:00+00:00","dateModified":"2024-01-19T01:50:05+00:00","mainEntityOfPage":{"@id":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/"},"wordCount":823,"publisher":{"@id":"https:\/\/www.apex-risk.com\/#organization"},"image":{"@id":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#primaryimage"},"thumbnailUrl":"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2023\/02\/iStock-1390324316.jpg","keywords":["apex insurance","commercial insurance","commercial property insurance","insurance"],"articleSection":["News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/","url":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/","name":"What Does Commercial Property Insurance Cover? - Apex Risk &amp; Insurance Services","isPartOf":{"@id":"https:\/\/www.apex-risk.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#primaryimage"},"image":{"@id":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#primaryimage"},"thumbnailUrl":"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2023\/02\/iStock-1390324316.jpg","datePublished":"2023-03-12T16:16:00+00:00","dateModified":"2024-01-19T01:50:05+00:00","description":"Business owners who own their buildings or equipment need commercial property insurance to mitigate disaster.","breadcrumb":{"@id":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#primaryimage","url":"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2023\/02\/iStock-1390324316.jpg","contentUrl":"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2023\/02\/iStock-1390324316.jpg","width":2119,"height":1415,"caption":"commercial property insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/www.apex-risk.com\/what-does-commercial-property-insurance-cover\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.apex-risk.com\/"},{"@type":"ListItem","position":2,"name":"What Does Commercial Property Insurance Cover?"}]},{"@type":"WebSite","@id":"https:\/\/www.apex-risk.com\/#website","url":"https:\/\/www.apex-risk.com\/","name":"Apex Risk &amp; Insurance Services","description":"You deserve more from your broker","publisher":{"@id":"https:\/\/www.apex-risk.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.apex-risk.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.apex-risk.com\/#organization","name":"Apex Risk & Insurance Services","url":"https:\/\/www.apex-risk.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.apex-risk.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/05\/Apex_brand-identity_RGB_Signature_Black-Teal.png","contentUrl":"https:\/\/www.apex-risk.com\/wp-content\/uploads\/2022\/05\/Apex_brand-identity_RGB_Signature_Black-Teal.png","width":3784,"height":1760,"caption":"Apex Risk & Insurance Services"},"image":{"@id":"https:\/\/www.apex-risk.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/apexriskinsurance\/","https:\/\/www.linkedin.com\/company\/apex-risk-insurance-services\/","https:\/\/www.instagram.com\/apexriskandinsuranceservices\/"]},{"@type":"Person","@id":"https:\/\/www.apex-risk.com\/#\/schema\/person\/8de148b25fdf1888c118b9f933e794f0","name":"Peter Katkov","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.apex-risk.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/2d19ebf441db6b0f6c19e30640449d0c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2d19ebf441db6b0f6c19e30640449d0c?s=96&d=mm&r=g","caption":"Peter Katkov"},"url":"https:\/\/www.apex-risk.com\/author\/peter-katkov-ceo-and-founder\/"}]}},"_links":{"self":[{"href":"https:\/\/www.apex-risk.com\/wp-json\/wp\/v2\/posts\/1229"}],"collection":[{"href":"https:\/\/www.apex-risk.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.apex-risk.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.apex-risk.com\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.apex-risk.com\/wp-json\/wp\/v2\/comments?post=1229"}],"version-history":[{"count":2,"href":"https:\/\/www.apex-risk.com\/wp-json\/wp\/v2\/posts\/1229\/revisions"}],"predecessor-version":[{"id":2277,"href":"https:\/\/www.apex-risk.com\/wp-json\/wp\/v2\/posts\/1229\/revisions\/2277"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.apex-risk.com\/wp-json\/wp\/v2\/media\/1230"}],"wp:attachment":[{"href":"https:\/\/www.apex-risk.com\/wp-json\/wp\/v2\/media?parent=1229"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.apex-risk.com\/wp-json\/wp\/v2\/categories?post=1229"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.apex-risk.com\/wp-json\/wp\/v2\/tags?post=1229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}