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Managing Complex Risk
With the APEX Proven Process

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You Deserve the Best

At Apex Risk & Commercial Insurance, we believe you deserve to know your options and not to be pressured into any of them. With us you get, personal attention, custom solutions and a consultative relationship that goes way beyond insurance.

WHO WE ARE

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Commercial Coverage

For all the complexities of business coverage, we take a proactive, strategic approach to your business risk management so you can do what you do so well. Run your business.

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Personal Coverage

  • REAL ESTATE / HOMEOWNERS
  • AUTO
  • PERSONAL UMBRELLA
  • ART & COLLECTIONS
  • WATERCRAFT
  • EARTHQUAKE & FLOOD
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About Us

Apex Risk & Insurance Services is a San Diego-based, full-service insurance brokerage, focused on providing thoughtful risk management consulting to passionate business owners, that see value in preserving the things that make them successful.

The Apex Proven Process focuses attention on the complexities of a business operation and uncovers what others have missed.

The largest brokerages simply cannot afford to give you the attention to detail that we consistently provide.

WHO WE WORK WITH

Client Testimonials

“Apex provides boutique, white glove service that surpasses big box insurance providers. As a small business, their support has been invaluable in ensuring our contract execution is smooth and efficient.”

“StarGuard ELITE is proud to be able to partner with experts like Peter Katkov and Apex Risk & Insurance Services in the collective efforts to bring safety and risk prevention to the Surf Park industry. Surf Parks are exploding in growth and companies like Apex and StarGuard ELITE are paving the way for owners and operators to safely operate these facilities.”

“Peter had been handling the Guardian portfolio for many years before we met. I had very little experience with construction and stabilized project insurance. Over the past 7 years, Peter made himself available to answer questions, explain processes and continues to provide guidance for handling our portfolio, consisting of 7 large multi-family communities in CA and NV and five large retail centers in CA. As our company continues to grow its assets to over $1B, there is no doubt Peter, his team at Apex will continue to be there (even at odd hours) to support our growth. They are a team that truly cares about their clients and works to support them.”

“We rely on insurance for our construction consulting work, and Apex’s white glove service ensures we have a quick and responsive partner. They go above and beyond to address our insurance needs, allowing us to focus on our expertise.”

“As a growing technology company, we understand the importance of having a comprehensive and flexible insurance program. That’s why we have been so pleased to work with Apex. From the very beginning, their team took the time to listen to our needs and understand our business. They worked with us to create a customized program that provided the coverage we needed at the most competitive cost. Their attention to detail and commitment to customer service is also impressive. Anytime we have had questions or concerns, their team has been quick to respond and provide us with the information we need. This commitment carries over to the renewal process as well, which has always gone smoothly and on schedule.We feel confident that our business is protected and prepared for whatever challenges may come our way. We are grateful for the partnership we have formed with Apex and would highly recommend their services to anyone.”

“Apex stands out with their direct engagement and involvement with our clients. Unlike other insurance firms, they actively participate in resolving insurance issues and provide us with a direct line of communication. This level of support is unique and greatly appreciated.”

“Peter has been an amazing resource for insurance questions and early indications. His professionalism and knowledge of the surf industry has been extremely helpful in our planning process.”

“Working with Apex has been a game-changer for us. Their involvement in resolving insurance matters, even if it’s not directly related to our service line, has been extremely valuable. Their expertise and willingness to communicate directly with clients make them an indispensable partner.”

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