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Carlsbad, CA 92011
Main Line: 760-376-9090
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© 2022 Apex Commercial Insurance Services
Headquarters
6790 Embarcadero Ln, #100
Carlsbad, CA 92011
Main Line: 760-376-9090
Peter’s Direct: 760-376-9091
Fax to Email: 760-376-9099
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5 Common Mistakes Businesses Make When Choosing Commercial Insurance
/in NewsCommercial insurance is a vital tool for protecting businesses against a wide range of risks. However, choosing the right insurance coverage can be a daunting task, especially for those who are not familiar with the complexities of the insurance industry. In this blog post, we’ll take a look at five common mistakes businesses make when […]
What Does Commercial Property Insurance Cover?
/in NewsBusiness owners who own their buildings or equipment need commercial property insurance to mitigate disaster. It ensures your business will still be standing even if equipment breaks down or your building suffers serious damage. In this article, we’ll look at what commercial property insurance covers, what it doesn’t, the 3 most common types of commercial […]
Risk Assessment and Executive Protection
/in NewsRisk Assessment plays a crucial role in Executive Protection. In order to protect someone, you need to be aware of the risks that are threatening them on a day-to-day basis. Unfortunately, it is one of the most overlooked areas for protecting high-profile executives.
Risk Management in the Cannabis Industry
/in NewsThere aren’t a lot of resources available for cannabis business owners to protect themselves. Traditional insurance companies and banks have been hesitant to get involved due to fear of being penalized by the federal government and that the industry is a newborn to the global marketplace.
What to Expect from Cyber Insurance in 2023
/in NewsThe cyber insurance industry has been facing challenges in recent years due to rising rates, mass cyber-attacks, and stricter policy terms. However, trends at the end of 2022 suggest that there may be positive developments on the horizon for both policyholders and insurance providers.
How Much Excess Liability Insurance Do Manufacturers Need?
/in NewsHaving adequate liability insurance is crucial in the manufacturing industry. However, sometimes general liability insurance might not be enough to keep your business protected. Enter excess liability insurance.
Why Commercial Property Insurance Premiums are on the Rise
/in NewsIf you’re a real estate investor or owner, you may have noticed a significant increase in insurance costs compared to previous years. In fact, Quarter 3 of 2022 marked the 20th consecutive quarter of increased commercial property insurance premiums, according to the Council of Insurance Agents and Brokers (CIAB). The average premium increase across all […]
Does Commercial General Liability Insurance Cover Theft?
/in NewsCommercial general liability insurance is an essential part of any insurance plan. Why? General liability insurance is crucial in protecting your business.
If someone claims that your business caused them harm or loss and they take legal action against you, that action can cost your business plenty in defense costs and payments for damages.
Renewals: How to Find Savings and Missing Coverage
/in NewsIf your business has changed over the past year, you run the risk of potentially overpaying for coverage or leaving your business underinsured.
During the business insurance renewal process, business owners have the opportunity to work with their insurance agents to determine if their insurance policies are still providing the coverage they need at the best available price.
Watch the video below as Peter Katkov, the founder of Apex Risk and Insurance Services, explains the Apex Proven Process: a method of analyzing your business to determine exactly what your insurance is (and isn’t) protecting. We want you to understand your insurance and use it as a tool.
Let’s Talk National Disaster Coverage: Are You Covered for Named Storms?
/in NewsIn the last few years, we’ve seen a spike in the number of natural disasters, such as earthquakes, storms, and hurricanes. With hurricane season just barely coming to a close while Hurricane Ian swept through communities and caused tremendous damage, many business owners may be wondering: what happens if an event like this hits my business? What am I covered for? What will happen next?
January 1st Rate Filings Update: Why Insurance Rates Are Increasing
/in NewsInsurance rates are rising; from workers’ compensation to global property insurance to cyber security insurance, insureds can’t help but notice a spike in prices.
Why are insurance rates increasing? Several factors have contributed to this rise, ranging from inflation, ongoing supply chain disruptions and the labor shortage. Let’s dive into why.
Does My Business Need Workers’ Compensation Coverage?
/in NewsIn this article, we’ll answer all these questions and more. Let’s dive in.