Property Coverage

For Your Business

Property Coverage Insurance is a comprehensive insurance solution designed to safeguard your business property against a wide range of risks and losses.

Whether you own or lease commercial buildings, equipment, inventory, or other valuable assets, Apex Risk’s Property Coverage Insurance provides financial protection in the event of damages, theft, vandalism, fire, natural disasters, and other covered events. With tailored coverage options and expert risk assessment, Apex Risk helps you minimize potential losses and secure your business assets, providing you with peace of mind and financial security.

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Contractors’ Equipment

Contractor’s Equipment Coverage is a specialized insurance solution designed to provide comprehensive protection for contractors and construction companies against potential financial losses resulting from damages, theft, or other covered events that may occur to their valuable equipment and tools. This insurance offers coverage for a wide range of contractor’s equipment, including machinery, tools, and vehicles used in construction, renovation, or maintenance projects.

Apex Risk understands the unique risks and challenges faced by contractors and offers customizable coverage options to suit their specific needs. With Contractor’s Equipment Coverage from Apex Risk, contractors can have peace of mind knowing that their valuable assets are protected, allowing them to focus on their work with confidence and security.

Business Income

Business Income Coverage is a vital insurance solution designed to protect businesses against financial losses resulting from disruptions to their normal operations due to covered events, such as property damage, theft, or other unforeseen events. This insurance provides coverage for lost income, ongoing expenses, and extra costs incurred during the period of interruption or business shutdown.

With customizable coverage options and expert risk assessment, Apex Risk’s Business Income Coverage provides businesses with the financial protection they need to help ensure their continued operations and recovery in the face of unexpected events.

Building & Building Ordinance

Building & Building Ordinance Coverage is a specialized insurance solution designed to protect building owners and property managers against financial losses resulting from damages, renovations, or repairs to their commercial properties.

This insurance provides coverage for the costs associated with repairing or replacing damaged buildings, as well as the additional expenses incurred due to building code requirements or ordinances.

Inland Marine

Inland Marine Coverage is a specialized insurance solution designed to protect businesses against the unique risks associated with the transportation, storage, and movement of property and equipment that is not typically covered by standard commercial property insurance. This insurance provides coverage for property and equipment that is in transit, stored off-site, or used in off-premises operations.

Inland Marine Coverage from Apex Risk provides businesses with financial protection against damages, theft, loss, and other covered events that may occur during transportation or off-premises use, helping to ensure that their valuable property and equipment are adequately protected wherever they may be.

Cargo Transit

Cargo Transit Coverage is a specialized insurance solution designed to provide comprehensive protection for businesses engaged in the transportation of goods and merchandise. This insurance offers coverage for the cargo being transported against potential risks such as theft, damages, loss, and other covered events that may occur during transit by land, sea, or air.

Cargo Transit Coverage from Apex Risk helps businesses mitigate financial losses resulting from unforeseen events during transit, ensuring that their cargo is adequately protected throughout the transportation process.

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Client Testimonials

“Apex provides boutique, white glove service that surpasses big box insurance providers. As a small business, their support has been invaluable in ensuring our contract execution is smooth and efficient.”

“StarGuard ELITE is proud to be able to partner with experts like Peter Katkov and Apex Risk & Insurance Services in the collective efforts to bring safety and risk prevention to the Surf Park industry. Surf Parks are exploding in growth and companies like Apex and StarGuard ELITE are paving the way for owners and operators to safely operate these facilities.”

“When Peter first told me he was leaving his former company and starting Apex I was a little nervous but also very excited for him. Peter had been handling the Guardian portfolio for many years before we met and his starting APEX was the next move. He and I were introduced in 2016 and at the time, I had very little experience with construction and stabilized project insurance. Over the past 7 years, Peter made himself available to answer questions, explain processes and continues to provide guidance for handling our portfolio, consisting of 7 large multi-family communities in California and Nevada and five large retail centers in California. As our company continues to grow its assets to over $1B, there is no doubt Peter, his team at Apex (Dawn and Melissa) will continue to be there (even at odd hours) to support our growth. They are a team that truly cares about their clients and works to support them.”

“We rely on insurance for our construction consulting work, and Apex’s white glove service ensures we have a quick and responsive partner. They go above and beyond to address our insurance needs, allowing us to focus on our expertise.”

“As a growing technology company, we understand the importance of having a comprehensive and flexible insurance program. That’s why we have been so pleased to work with Apex. From the very beginning, their team took the time to listen to our needs and understand our business. They worked with us to create a customized program that provided the coverage we needed at the most competitive cost. Their attention to detail and commitment to customer service is also impressive. Anytime we have had questions or concerns, their team has been quick to respond and provide us with the information we need. This commitment carries over to the renewal process as well, which has always gone smoothly and on schedule.We feel confident that our business is protected and prepared for whatever challenges may come our way. We are grateful for the partnership we have formed with Apex and would highly recommend their services to anyone.”

“Apex stands out with their direct engagement and involvement with our clients. Unlike other insurance firms, they actively participate in resolving insurance issues and provide us with a direct line of communication. This level of support is unique and greatly appreciated.”

“Peter has been an amazing resource for insurance questions and early indications. His professionalism and knowledge of the surf industry has been extremely helpful in our planning process.”

“Working with Apex has been a game-changer for us. Their involvement in resolving insurance matters, even if it’s not directly related to our service line, has been extremely valuable. Their expertise and willingness to communicate directly with clients make them an indispensable partner.”

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