Employment Protection

For Your Business

Employment Protection insurance is a comprehensive coverage designed to safeguard the company and its employees against potential risks and liabilities related to employment practices.

This insurance provides protection in case of claims arising from wrongful termination, discrimination, harassment, wage and hour disputes, and other employment-related legal matters. Apex Risk’s Employment Protection insurance is tailored to meet the unique needs and requirements of the company, ensuring that it has robust coverage in place to mitigate risks and protect its reputation and financial interests in the event of employment-related claims.

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Workers Compensation

Workers Compensation insurance is a type of commercial insurance that provides coverage for businesses against potential financial losses resulting from work-related injuries or illnesses sustained by their employees.

This insurance offers protection against a wide range of risks, such as medical expenses, lost wages, rehabilitation costs, and other covered events that may arise from workplace accidents or occupational illnesses. Workers Compensation insurance is designed to safeguard businesses from the legal and financial consequences of workplace injuries or illnesses, and helps to ensure that employees receive the necessary medical care and compensation for their injuries or illnesses.

Employee Crime

Employee Crime insurance is a type of commercial insurance that provides coverage for businesses against potential financial losses resulting from theft, fraud, embezzlement, or other dishonest acts committed by employees. This insurance offers protection against a wide range of risks, such as theft of company funds or property, forgery, computer fraud, and other covered events that may result in financial losses for a business due to the actions of their employees.

Employee Crime insurance is designed to safeguard businesses from the financial impact of employee dishonesty and fraudulent activities, which can have devastating consequences for a company’s finances and reputation.

Employee Benefits Liability

Employee Benefits Liability insurance is a type of commercial insurance that provides coverage for businesses against potential financial losses resulting from errors or omissions in the administration of employee benefits programs.

This insurance offers protection against a wide range of risks, such as mistakes in enrolling employees in benefits plans, providing inaccurate or incomplete information about benefits, or other covered events that may result in financial losses for a business due to errors or omissions related to employee benefits. Employee Benefits Liability insurance is designed to safeguard businesses from the legal and financial consequences of mistakes or omissions in the administration of employee benefits programs, including health insurance, retirement plans, disability insurance, and other employee benefit plans.

Workplace Violence

Workplace Violence insurance is a type of commercial insurance that provides coverage for businesses against potential financial losses resulting from incidents of violence or threats of violence in the workplace. This insurance offers protection against a wide range of risks, such as acts of violence committed by employees, customers, or other individuals at the workplace, including physical assaults, harassment, stalking, or other covered events that may result in financial losses for a business due to workplace violence.

Workplace Violence insurance is designed to safeguard businesses from the legal and financial consequences of workplace violence incidents, which can have devastating consequences for a company’s employees, operations, and reputation.

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Client Testimonials

“Apex provides boutique, white glove service that surpasses big box insurance providers. As a small business, their support has been invaluable in ensuring our contract execution is smooth and efficient.”

“StarGuard ELITE is proud to be able to partner with experts like Peter Katkov and Apex Risk & Insurance Services in the collective efforts to bring safety and risk prevention to the Surf Park industry. Surf Parks are exploding in growth and companies like Apex and StarGuard ELITE are paving the way for owners and operators to safely operate these facilities.”

“When Peter first told me he was leaving his former company and starting Apex I was a little nervous but also very excited for him. Peter had been handling the Guardian portfolio for many years before we met and his starting APEX was the next move. He and I were introduced in 2016 and at the time, I had very little experience with construction and stabilized project insurance. Over the past 7 years, Peter made himself available to answer questions, explain processes and continues to provide guidance for handling our portfolio, consisting of 7 large multi-family communities in California and Nevada and five large retail centers in California. As our company continues to grow its assets to over $1B, there is no doubt Peter, his team at Apex (Dawn and Melissa) will continue to be there (even at odd hours) to support our growth. They are a team that truly cares about their clients and works to support them.”

“We rely on insurance for our construction consulting work, and Apex’s white glove service ensures we have a quick and responsive partner. They go above and beyond to address our insurance needs, allowing us to focus on our expertise.”

“As a growing technology company, we understand the importance of having a comprehensive and flexible insurance program. That’s why we have been so pleased to work with Apex. From the very beginning, their team took the time to listen to our needs and understand our business. They worked with us to create a customized program that provided the coverage we needed at the most competitive cost. Their attention to detail and commitment to customer service is also impressive. Anytime we have had questions or concerns, their team has been quick to respond and provide us with the information we need. This commitment carries over to the renewal process as well, which has always gone smoothly and on schedule.We feel confident that our business is protected and prepared for whatever challenges may come our way. We are grateful for the partnership we have formed with Apex and would highly recommend their services to anyone.”

“Apex stands out with their direct engagement and involvement with our clients. Unlike other insurance firms, they actively participate in resolving insurance issues and provide us with a direct line of communication. This level of support is unique and greatly appreciated.”

“Peter has been an amazing resource for insurance questions and early indications. His professionalism and knowledge of the surf industry has been extremely helpful in our planning process.”

“Working with Apex has been a game-changer for us. Their involvement in resolving insurance matters, even if it’s not directly related to our service line, has been extremely valuable. Their expertise and willingness to communicate directly with clients make them an indispensable partner.”

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