5901 Priestly Drive Ste 140
Carlsbad, CA 92008
Main Line: 760-376-9090
Fax to Email: 760-376-9099
site design by digitalstoryteller.io
This site uses cookies. By continuing to browse the site, you are agreeing to our use of cookies.
Accept settingsWe may request cookies to be set on your device. We use cookies to let us know when you visit our websites, how you interact with us, to enrich your user experience, and to customize your relationship with our website.
Click on the different category headings to find out more. You can also change some of your preferences. Note that blocking some types of cookies may impact your experience on our websites and the services we are able to offer.
These cookies are strictly necessary to provide you with services available through our website and to use some of its features.
Because these cookies are strictly necessary to deliver the website, refusing them will have impact how our site functions. You always can block or delete cookies by changing your browser settings and force blocking all cookies on this website. But this will always prompt you to accept/refuse cookies when revisiting our site.
We fully respect if you want to refuse cookies but to avoid asking you again and again kindly allow us to store a cookie for that. You are free to opt out any time or opt in for other cookies to get a better experience. If you refuse cookies we will remove all set cookies in our domain.
We provide you with a list of stored cookies on your computer in our domain so you can check what we stored. Due to security reasons we are not able to show or modify cookies from other domains. You can check these in your browser security settings.
These cookies collect information that is used either in aggregate form to help us understand how our website is being used or how effective our marketing campaigns are, or to help us customize our website and application for you in order to enhance your experience.
If you do not want that we track your visit to our site you can disable tracking in your browser here:
We also use different external services like Google Webfonts, Google Maps, and external Video providers. Since these providers may collect personal data like your IP address we allow you to block them here. Please be aware that this might heavily reduce the functionality and appearance of our site. Changes will take effect once you reload the page.
Google Webfont Settings:
Google Map Settings:
Google reCaptcha Settings:
Vimeo and Youtube video embeds:
The following cookies are also needed - You can choose if you want to allow them:
You can read about our cookies and privacy settings in detail on our Privacy Policy Page.
Privacy Policy
What Does Commercial Property Insurance Cover?
/in NewsBusiness owners who own their buildings or equipment need commercial property insurance to mitigate disaster. It ensures your business will still be standing even if equipment breaks down or your building suffers serious damage. In this article, we’ll look at what commercial property insurance covers, what it doesn’t, the 3 most common types of commercial […]
Risk Assessment and Executive Protection
/in NewsRisk Assessment plays a crucial role in Executive Protection. In order to protect someone, you need to be aware of the risks that are threatening them on a day-to-day basis. Unfortunately, it is one of the most overlooked areas for protecting high-profile executives.
Risk Management in the Cannabis Industry
/in NewsThere aren’t a lot of resources available for cannabis business owners to protect themselves. Traditional insurance companies and banks have been hesitant to get involved due to fear of being penalized by the federal government and that the industry is a newborn to the global marketplace.
What to Expect from Cyber Insurance in 2023
/in Cyber Insurance, NewsThe cyber insurance industry has been facing challenges in recent years due to rising rates, mass cyber-attacks, and stricter policy terms. However, trends at the end of 2022 suggest that there may be positive developments on the horizon for both policyholders and insurance providers.
How Much Excess Liability Insurance Do Manufacturers Need?
/in NewsHaving adequate liability insurance is crucial in the manufacturing industry. However, sometimes general liability insurance might not be enough to keep your business protected. Enter excess liability insurance.
Why Commercial Property Insurance Premiums are on the Rise
/in Commercial Real Estate, NewsIf you’re a real estate investor or owner, you may have noticed a significant increase in insurance costs compared to previous years. In fact, Quarter 3 of 2022 marked the 20th consecutive quarter of increased commercial property insurance premiums, according to the Council of Insurance Agents and Brokers (CIAB). The average premium increase across all […]
Does Commercial General Liability Insurance Cover Theft?
/in NewsCommercial general liability insurance is an essential part of any insurance plan. Why? General liability insurance is crucial in protecting your business.
If someone claims that your business caused them harm or loss and they take legal action against you, that action can cost your business plenty in defense costs and payments for damages.
EEOC Guidelines on Requiring COVID Vaccinations
/in NewsYou are permitted to require vaccinations as a condition of work, according to the Equal Employment Opportunity Commission (EEOC). However, if you choose to do so, there are several important protocols you must institute to ensure you don’t discriminate against someone in a protected group and open yourself up to legal liability. Pregnancy, age, genetic information, disability and religion are all crucial considerations to keep in mind.
Here are some key points from the COVID-19 guidance issued by the EEOC. The guidance is updated frequently, so check back often as new information becomes available.
January 1st Rate Filings Update: Why Insurance Rates Are Increasing
/in NewsInsurance rates are rising; from workers’ compensation to global property insurance to cyber security insurance, insureds can’t help but notice a spike in prices.
Why are insurance rates increasing? Several factors have contributed to this rise, ranging from inflation, ongoing supply chain disruptions and the labor shortage. Let’s dive into why.
Does My Business Need Workers’ Compensation Coverage?
/in NewsIn this article, we’ll answer all these questions and more. Let’s dive in.
Your Small Business’s Guide to Employment Practices Liability Insurance (EPLI)
/in NewsWith more workers returning to work in person, the number of employment practices liability insurance (EPLI) claims is rising.
In fact, research from the Equal Employment Opportunity Commission (EEOC) shows that EPLI claims have increased annually since 2003, with 37,632 workplace retaliation claims filed in 2020—and more rising in 2022.
Your Comprehensive Commercial Insurance Renewal Checklist
/in NewsTrust us – you don’t want to skip your annual commercial insurance renewal. Why? If your business has changed over the past year, you run the risk of potentially overpaying for coverage or leaving your business underinsured.
During the business insurance renewal process, business owners have the opportunity to work with the