© 2022 Apex Commercial Insurance Services
6790 Embarcadero Ln, #100
Carlsbad, CA 92011
Main Line: 760-376-9090
Peter’s Direct: 760-376-9091
Fax to Email: 760-376-9099
site design by digitalstoryteller.io
This site uses cookies. By continuing to browse the site, you are agreeing to our use of cookies.
Accept settingsWe may request cookies to be set on your device. We use cookies to let us know when you visit our websites, how you interact with us, to enrich your user experience, and to customize your relationship with our website.
Click on the different category headings to find out more. You can also change some of your preferences. Note that blocking some types of cookies may impact your experience on our websites and the services we are able to offer.
These cookies are strictly necessary to provide you with services available through our website and to use some of its features.
Because these cookies are strictly necessary to deliver the website, refusing them will have impact how our site functions. You always can block or delete cookies by changing your browser settings and force blocking all cookies on this website. But this will always prompt you to accept/refuse cookies when revisiting our site.
We fully respect if you want to refuse cookies but to avoid asking you again and again kindly allow us to store a cookie for that. You are free to opt out any time or opt in for other cookies to get a better experience. If you refuse cookies we will remove all set cookies in our domain.
We provide you with a list of stored cookies on your computer in our domain so you can check what we stored. Due to security reasons we are not able to show or modify cookies from other domains. You can check these in your browser security settings.
These cookies collect information that is used either in aggregate form to help us understand how our website is being used or how effective our marketing campaigns are, or to help us customize our website and application for you in order to enhance your experience.
If you do not want that we track your visit to our site you can disable tracking in your browser here:
We also use different external services like Google Webfonts, Google Maps, and external Video providers. Since these providers may collect personal data like your IP address we allow you to block them here. Please be aware that this might heavily reduce the functionality and appearance of our site. Changes will take effect once you reload the page.
Google Webfont Settings:
Google Map Settings:
Google reCaptcha Settings:
Vimeo and Youtube video embeds:
The following cookies are also needed - You can choose if you want to allow them:
You can read about our cookies and privacy settings in detail on our Privacy Policy Page.
Privacy Policy
Your Small Business’s Guide to Employment Practices Liability Insurance (EPLI)
/in NewsWith more workers returning to work in person, the number of employment practices liability insurance (EPLI) claims is rising.
In fact, research from the Equal Employment Opportunity Commission (EEOC) shows that EPLI claims have increased annually since 2003, with 37,632 workplace retaliation claims filed in 2020—and more rising in 2022.
Your Comprehensive Commercial Insurance Renewal Checklist
/in NewsTrust us – you don’t want to skip your annual commercial insurance renewal. Why? If your business has changed over the past year, you run the risk of potentially overpaying for coverage or leaving your business underinsured.
During the business insurance renewal process, business owners have the opportunity to work with the
Why Some Properties are Getting Too Expensive to Insure
/in NewsMany Americans are experiencing rising home insurance premiums and in extreme cases, some properties are becoming too expensive to insure. How can this be the case? Properties in disaster-prone states have experienced a surge in premiums due to factors including climate change.
What You Need to Know About Changes to Cyber Insurance
/in NewsThe world of cyber insurance has gone through a slew of changes in the past five years. Why? There has been an exponential growth in the number, scale, and technique of cyber attacks. Each of these increases has led to an increase in demand for cybersecurity insurance, a consequential increase in premiums as well as some other adjustments.
Let’s go over the basics of cyber insurance so we can understand the impact of these changes.
Small Businesses: Your Guide to Workers’ Compensation
/in NewsAdopted in most U.S. states nearly a century ago, workers’ compensation insurance is the oldest American social insurance program. Since then, workers’ comp has become required in nearly all states as soon as a company hires its first employee.
In this guide for small businesses, we’ll review all the information that small business owners need to know to get started with workers’ compensation insurance.
Why Are Directors & Officers (D&O) Insurance Rates Increasing?
/in NewsAs company leaders look to protect their leadership, they may notice a rise in rates for D&O insurance. The Directors’ & Officers’ (D&O) liability insurance market experienced huge rate increases in 2020; with some of these increases peaking at over 70%.
General Liability vs. Professional Liability: What’s the Difference?
/in NewsAs a business owner, it can be difficult to decide what forms of liability insurance you’ll need to protect your business.
Your Guide to Directors & Officers (D&O) Insurance
/in NewsDirectors and officers liability insurance is an essential part of corporate risk management. According to Investopedia, more than 25% of private companies reported a D&O loss over the span of three years. 96% of these private companies stated the D&O loss affected resulted in a negative, financial impact on their business.
Why are Workers’ Compensation Rates Rising?
/in NewsEmployers in California are required to purchase workers’ compensation to protect against work-related injuries and illnesses.
Errors & Omissions (Correction: We Misstated)
/in NewsErrors and omissions insurance is a form of professional liability insurance that protects businesses, their workers, and other professionals. E&O provides coverage for claims of inadequate work or negligent actions.
Insurance Requirements When Undergoing an M&A
/in NewsMergers and acquisitions (M&As) have become increasingly common in the last few decades, hitting new highs in 2021 and bringing in trillions of dollars. In fact, according to PWC, 62,000 M&A deals took place globally—a 24% rise since 2020.
What Makes Apex Insurance Different?
/in NewsApex was founded to fill the service and consultative gap left by agency consolidations in the insurance marketplace.
These consolidations have left customers who are used to a boutique service approach with no personal connection to their team.